Ramsey County property record for 889 Mound St, Saint Paul, MN 55106
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,685 sqft · built 1910 |
| Lot Size | 0.228 acres (9,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $257,473 (Mar 2017) |
| Tax Bill | $6,574 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-29-22-34-0087 |
| Primary APN | 33-29-22-34-0087 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 2,685 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 9,920 sqft (0.228 acres) |
| Lot Dimensions | 160 ft deep x 62 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 252679 |
|---|---|
| Street Address | 889 MOUND ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-6351 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SUBURBAN HILLS N 5O FT OF LOT 29 BLK 30 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 33 |
| Legal Subdivision | SUBURBAN HILLS |
| Legal Block | 30 |
| Legal Lot Number | 29 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 34500 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 889 MOUND ST, SAINT PAUL, MN 55106-6351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS ST BK |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MTG |
| Mar 22, 2017 | Grant Deed, Transfer · Conventional with PMI HOME PT FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2017 · Amount on Record |
| Deed Sale | Mar 22, 2017 · Amount on Record |
| Prior Sale | Apr 28, 2004 · Amount on Record |
| Deed Document Number | 20174651727 |
| Transfer Doc | 0000323461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 889 MOUND ST, SAINT PAUL, MN 55106-6351 |
| Document Number | 0004823769 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 889 MOUND ST ST PAUL MN 551066351, ST PAUL, MN 55106-6351 |
| Document Number | 0004823769 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 4823769 |
| Name | CITIZENS ST BK |
|---|---|
| Type | Bank |
| Address | HUDSON, WI 54016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 23, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 889 MOUND ST, SAINT PAUL, MN 55106-6351 |
| Document Number | 0004815585 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 889 MOUND ST ST PAUL MN 551066351, ST PAUL, MN 55106-6351 |
| Document Number | 0004815585 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 4815585 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 22, 2017 |
| Property Address | 889 MOUND ST, SAINT PAUL, MN 55106-6351 |
| Document Number | 0004651727 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 4651727 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2017 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $849.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 889 MOUND ST ST PAUL MN 551066351, ST PAUL, MN 55106-6351 |
| Document Number | 4651728 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 4651728 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2047 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,900 (+10.5%) Land $40,300 Building $359,600 | $399,900 (+10.5%) Land $40,300 Building $359,600 | |
| 2025 | $6,574.00 (+7.59%) | ||
| 2023 | $6,110.00 Homeowner's exemption | $361,900 Land $25,800 Building $336,100 | $361,900 Land $25,800 Building $336,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
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