889 Lynch Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 889 Lynch Dr, Arnold, MD 21012 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,214 sqft · built 1999
Lot Size	0.536 acres (23,359 sqft)
Owner	2 Individual Names on File
Last Sale	$1,119,375 (May 2026)
Tax Bill	$7,573 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-875-90038579`

Property Details

APN / Parcel Number

Primary APN	`03-875-90038579`
Alternative APNs	`3-875-90038579` `87590038579`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,214 sqft Living Area
Gross Area	3,662 sqft
1st Floor Area	1,114 sqft
Basement Area	858 sqft
Finished Basement	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,359 sqft (0.536 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	87590038579
Street Address	889 LYNCH DR
City	ARNOLD
State	MD
Zip	21012-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5R ULMSTEAD POINT II
Legal Subdivision	ULMSTEAD POINT II
Legal Block	2
Legal Lot Number	5R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	731107

Owner

Source: Anne Arundel County records · APN 03-875-90038579

Assessment roll updated August 13, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	889 LYNCH DR, ARNOLD, MD 21012-1524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 01, 2026	Deed, Transfer · Conventional Mortgage EAGLE TITLE
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC
Oct 02, 2018	Grant Deed, Transfer · Conventional Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2026 · Amount on Record
Deed Sale	May 01, 2026 · Amount on Record
Prior Sale	Oct 03, 2018 · Amount on Record
Deed Document Number	2026
Deed Book / Page	42306 / 296
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 01, 2026
Property Address	889 LYNCH DR, ARNOLD, MD 21012-1524
Document Number	4230000296
Book / Page	42306 / 296
Instrument Date	Apr 17, 2026
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130,568.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	889 LYNCH DR, ARNOLD, MD 21012-1524

Mortgage

Document Number	4230000304,
Date	May 01, 2026
Book Page	42306/304

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	889 LYNCH DR, ARNOLD, MD 21012-1524
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	CAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0337720388
Date	Oct 30, 2019
Book Page	33772/388

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 02, 2018
Property Address	889 LYNCH DR, ARNOLD, MD 21012-1524
Document Number	0325370423
Book / Page	032537 / 000423
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	CHARTER TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$709.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	889 LYNCH DR ARNOLD MD 210121524, ARNOLD, MD 21012-1524

Mortgage

Document Number	325370429
Date	Oct 02, 2018
Book Page	032537/000429

Lender

Name	SANDY SPRING BK
Type	Bank
Address	FAIRFAX, VA 22033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Mortgage

Document Number	325370446,
Date	Oct 02, 2018
Book Page	032537/000446

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$682,300 (+6.5%)	$755,300 (+16.96%) Land $346,800 Building $408,500
2024	$7,573.00 (+8.26%)
2023	$6,995.00 Homeowner's exemption	$640,633	$645,800 Land $316,800 Building $329,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037311072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fiber	980 / 880
Believe Wireless	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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