Cook County property record for 889 Jefferson Ave, Elgin, IL 60120
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 8 bd · 4 ba · 3,645 sqft · built 1981 |
| Lot Size | 0.253 acres (11,004 sqft) |
| Owner | Company Name on Record |
| Last Sale | $560,000 (Jun 2022) |
| Tax Bill | $11,491 (2023) |
| Deeds & Mortgages | Aug 2022 Transfer Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-309-014 |
| Primary APN | 06-07-309-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 20 Rooms |
| Units | 8 Units |
| Stories | 2 Stories |
| Building Area | 3,645 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tar & Gravel |
| Lot Area | 11,004 sqft (0.253 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 889 JEFFERSON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4069 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | (LORDS) (PARK) MANOR (UNIT4) SUB PT OF LT 5 IN CIRCUI T COURT PARTITION OF PT OF SECS 6 & 7 SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | LORDS PARK MANOR UNIT4 |
| Legal Lot Number | 5 |
| Legal Unit | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 804403 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 889 JEFFERSON AVE, ELGIN, IL 60120-4069 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 2, 2022 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 27, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| May 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Oct 10, 2019 | Grant Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on Record |
| Deed Sale | Jun 27, 2022 · Amount on Record |
| Prior Sale | Oct 10, 2019 · Amount on Record |
| Deed Document Number | 202228144 |
| Last Transfer Date | Jul 16, 2022 |
| Transfer Doc | 0000015017 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 2, 2022 |
| Property Address | 889 JEFFERSON AVE, ELGIN, IL 60120-4069 |
| Document Number | 0021415017 |
| Instrument Date | Jul 16, 2022 |
| Instrument | 2221415017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1500 FARMHILL DR, 1500, ALGONQUIN, IL 60102-1712 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 27, 2022 |
| Property Address | 889 JEFFERSON AVE, ELGIN, IL 60120-4069 |
| Document Number | 0017828144 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2217828144 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 808 WINDCREST CT, 808, SLEEPY HOLLOW, IL 60118-2539 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 889 JEFFERSON AVE, ELGIN, IL 60120-4069 |
| Document Number | 0017828145 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2217828145 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 889 JEFFERSON AVE, ELGIN, IL 60120-4069 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0014428543 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2114428543 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 10, 2019 |
| Property Address | 889 JEFFERSON AVE, ELGIN, IL 60120-4069 |
| Document Number | 1928322105 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 28322105 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 605 BUCKSKIN LN CARPENTERSVILLE IL 601101902, CARPENTERSVILLE, IL 60110-1902 |
| Document Number | 1928322106 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 28322106 |
| Name | FIRST CENTENNIAL MTG CORP |
|---|---|
| Address | AURORA, IL 60506 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,000 (+30.26%) Land $7,703 Building $44,297 | $520,000 (+30.26%) Land $77,030 Building $442,970 | |
| 2023 | $11,491.00 (+2.9%) | ||
| 2022 | $11,167.00 | $39,921 Land $7,152 Building $32,769 | $399,210 Land $71,520 Building $327,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures