889 Homer St, Memphis, TN 38122 Property Records

Shelby County property record for 889 Homer St, Memphis, TN 38122

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,020 sqft · built 1947
Lot Size0.259 acres (11,259 sqft)
OwnerIndividual Name on File
Last Sale$58,800 (Sep 2005)
Tax Bill$473 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Flood ZoneZone X (minimal risk)
APN03-8055-0-0018

Property Details

APN / Parcel Number

Primary APN03-8055-0-0018

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,020 sqft Living Area
1st Floor Area1,020 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleTraditional
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,259 sqft (0.259 acres)
Lot Dimensions210 ft deep x 57 ft wide
Garage TypeDetached
Garage Area216 sqft

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address889 HOMER ST
CityMEMPHIS
StateTN
Zip38122-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSTRIP WS HOMER
Legal SubdivisionTUTWILER TERRACE
Legal BlockA
Legal Lot Number26
JurisdictionSHELBY TN
Township / Civil Division7
Census Block Group3
Census Block3002
Census Tract1200

Owner

889 Homer St is owned and occupied by an individual who bought it in September 2005.

Source: Shelby County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address889 HOMER ST, MEMPHIS, TN 38122-3428
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2005 · Amount on File
Deed SaleSep 30, 2005 · Amount on File
Prior SaleMar 19, 1998 · Amount on File
Deed Document Number2005161225
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address889 HOMER ST, MEMPHIS, TN 38122-3428
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026006842
DateFeb 2, 2026
Instrument26006842
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 889 Homer St was $473.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$473.00$25,625 Land $4,125 Building $21,500$102,500 Land $16,500 Building $86,000
2023$13,975 Land $2,425 Building $11,550
2022$851.00
2021$55,900 Land $9,700 Building $46,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 889 Homer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1987)
Most Recent ClaimDec 1987 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 889 Homer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Homer St

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