889 Gardenia Ln, Republic, MO 65738 Property Records

Christian County property record for 889 Gardenia Ln, Republic, MO 65738

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,136 sqft · built 1998
Lot Size	2.09 acres (91,476 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Apr 2023 Construction Loan Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-0.8-33-0-0-10`

Property Details

APN / Parcel Number

Primary APN	`6-0.8-33-0-0-10`
Alternative APN	`06-0.8-33-000-000-010.000`

Interior

Full Baths	1 Bath
Building Area	3,136 sqft Adjusted Area
1st Floor Area	2,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,476 sqft (2.09 acres)
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	889 GARDENIA LN
City	REPUBLIC
State	MO
Zip	65738-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEC SW SE S111 THENCE W305 S300 E305 N300 TO POB
Legal Range	23
Legal Township	28
Legal Section	33
Legal Subdivision	10000
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3004
Census Tract	20102

Owner

889 Gardenia Ln is owned and occupied by an individual who acquired it in June 2025.

Source: Christian County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	889 GARDENIA LN, REPUBLIC, MO 65738-9211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Construction Mortgage SECURITY BANK OF SOUTHWEST MISSOURI
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Jun 16, 2025	Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA
Jul 23, 2021	Warranty Deed, Transfer · Line of Credit CENTURY BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2025
Deed Sale	Jun 16, 2025
Prior Sale	Jul 23, 2021
Deed Document Number	2025006632
Deed Book / Page	2025 / 006632
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	889 GARDENIA LN, REPUBLIC, MO 65738-9211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N CEDARWOOD AVE, REPUBLIC, MO 65738-1263

Mortgage

Document Number	0202304090
Date	Apr 18, 2023
Book Page	2023/4090
Instrument	2023L04159

Lender

Name	SECURITY BANK OF SOUTHWEST MISSOURI
Type	Bank
Address	CASSVILLE, MO 65625

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Jan 6, 2024

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	889 GARDENIA LN, REPUBLIC, MO 65738-9211
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202216893
Date	Nov 17, 2022
Book Page	2022/16893
Instrument	2022L17067

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65814

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 16, 2025
Property Address	889 GARDENIA LN, REPUBLIC, MO 65738-9211
Document Number	0202506632
Book / Page	2025 / 6632
Instrument Date	Jun 16, 2025
Instrument	2025L06711
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 GARDENIA LN, REPUBLIC, MO 65738-9211

Mortgage

Document Number	2025L06712
Date	Jun 16, 2025
Instrument	2025L06712

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2040

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 23, 2021
Property Address	889 GARDENIA LN, REPUBLIC, MO 65738-9211
Document Number	0202113368
Book / Page	2021 / 13368
Instrument Date	Jul 16, 2021
Instrument	2021L13482
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RR 1 BOX 522A, AVA, MO 65608-9796

Mortgage

Document Number	2021L13483
Date	Jul 23, 2021
Instrument	2021L13483

Lender

Name	CENTURY BANK OF THE OZARKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Republic R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$55,290	$291,000 Land $46,000 Building $245,000
2023	$3,690	$19,400 Land $14,900 Building $4,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 889 Gardenia Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 889 Gardenia Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

Nearby Properties on Gardenia Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures