889 E Birch Ave, Whitefish Bay (Milwaukee), WI 53217 Property Records

Milwaukee County property record for 889 E Birch Ave, Whitefish Bay, WI 53217

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,455 sqft · built 1918
Lot Size0.276 acres (12,000 sqft)
OwnerIndividual Name on File
Last Sale$865,000 (May 2016)
Tax Bill$26,513 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Aug 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN198-0122-000

Property Details

APN / Parcel Number

Primary APN198-0122-000
Alternative APN
  • 181980122000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,455 sqft Living Area
Gross Area4,639 sqft
1st Floor Area1,452 sqft
2nd Floor Area1,452 sqft
AtticAttic
Attic Area229 sqft
Basement Area1,466 sqft
Finished Basement322 sqft
Unfinished Basement1,144 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleColonial
Exterior MaterialWood
Lot Area12,000 sqft (0.276 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeDetached
Garage Area359 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Deck Area96 sqft
Patio Area400 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number181980122000
Street Address889 E BIRCH AVE
CityMILWAUKEE
StateWI
Zip53217-5360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionLAKE FOREST PARK LOT 21, LOT 22 BLK. 8
Legal SubdivisionLAKE FOREST PARK
Legal Block8
Legal Lot Number21,22
JurisdictionMILWAUKEE WI
Township / Civil DivisionWHITEFISH BAY
Census Block Group3
Census Block3014
Census Tract70200

Owner

889 E Birch Ave is owned and occupied by an individual who bought it in May 2016.

Source: Milwaukee County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address889 E BIRCH AVE, MILWAUKEE, WI 53217-5360
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Deed of Trust, Mortgage · Line of Credit
HIAWATHA NATIONAL BANK
Aug 4, 2021Deed of Trust, Mortgage · Line of Credit
HIAWATHA NATIONAL BANK
Aug 30, 2019Deed of Trust, Mortgage
BANKFIRST
Oct 20, 2017Deed of Trust, Mortgage · Line of Credit
BANK FIRST NAT'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2016 · Amount on File
Deed SaleMay 13, 2016 · Amount on File
Prior SaleNov 5, 2012 · Amount on File
Deed Document Number201610564391
Prior Transfer DateNov 17, 2005
Prior Transfer Doc0009209970
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Recording DateAug 21, 2026
Property Address889 E BIRCH AVE, MILWAUKEE, WI 53217-5360
Document Number0011629735
Instrument DateAug 17, 2026
Instrument202611629735
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address889 E BIRCH AVE, MILWAUKEE, WI 53217-5360

Mortgage

Document Number0011629735,
DateAug 21, 2026
Instrument202611629735
Lender
NameHIAWATHA NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueAug 17, 2031
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address889 E BIRCH AVE, WHITEFISH BAY, WI 53217-5360
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011146867
DateAug 4, 2021
Instrument11146867
Lender
NameHIAWATHA NATIONAL BANK
TypeBank
AddressPLYMOUTH, WI 53073
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address889 E BIRCH AVE, WHITEFISH BAY, WI 53217-5360
Document Number0010905453
Instrument DateAug 30, 2019
Transaction TypeMortgage
Record UpdatedOct 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address889 E BIRCH AVE WHITEFISH BAY WI 532175360, WHITEFISH BAY, WI 53217-5360

Mortgage

Document Number0010905453
DateSep 9, 2019
Instrument10905453
Lender
NameBANKFIRST
TypeBank
AddressMANITOWOC, WI 54220-0010
Agreement
AmountAmount on Record
Term360 Months
DueSep 8, 2049

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address889 E BIRCH AVE, WHITEFISH BAY, WI 53217-5360
Document Number0010725322
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address889 E BIRCH AVE WHITEFISH BAY WI 532175360, WHITEFISH BAY, WI 53217-5360

Mortgage

Document Number0010725322
DateNov 1, 2017
Instrument10725322
Lender
NameBANK FIRST NAT'L
TypeBank
AddressMANITOWOE, WI 54220
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 889 E Birch Ave was $26,513, up 225.6% from the year before.

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityWhitefish Bay Village
Unified School DistrictWhitefish Bay School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,513.00 (+225.59%)$1,204,400 Land $320,000 Building $884,400
2024$8,143.00
2022$16,018.00$871,200 Land $225,000 Building $646,200
2021$900,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 889 E Birch Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2010 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 889 E Birch Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEFISH BAY WATERWORKS
serves 14,272 people · EPA ID WI2410597
Water SourcePurchased surface water from NORTH SHORE WATER COMMISSION
Last State InspectionJan 2026
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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