889 E 500 S, Peru, IN 46970 Property Records

Miami County property record for 889 E 500 S, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,982 sqft · built 1986
Lot Size	4.29 acres (187,177 sqft)
Owner	Individual Name on Record
Last Sale	$478,800 (Jun 2026)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-20806-07`

Property Details

APN / Parcel Number

Primary APN	`020-20806-07`
Alternative APNs	`52-11-22-100-002.002-021` `00052735016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	1,982 sqft
Basement Area	1,982 sqft
Unfinished Basement	1,982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Brick
Roof Material	Asphalt
Lot Area	187,177 sqft (4.29 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00052735016
Street Address	889 E 500 S
City	PERU
State	IN
Zip	46970-7015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	020-20806-07 PT NE1/4 22-26-4 4.297 ACRES 39 208 00607
Jurisdiction	MIAMI IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1021
Census Tract	952700

Owner

Source: Miami County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	889 E 500 S, PERU, IN 46970-7015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Deed Document Number	2026522326
Prior Transfer Date	Jun 16, 2026
Prior Transfer Doc	0000522326
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI IN
Recording Date	Jun 24, 2026
Property Address	889 E 500 S, PERU, IN 46970-7015
Document Number	0000522326
Instrument Date	Jun 16, 2026
Instrument	2026522326
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 E 500 S, PERU, IN 46970-7015

Mortgage

Document Number	0000522327,
Date	Jun 24, 2026
Instrument	2026522327

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Washington Township
Unified School District	Maconaquah School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00 (+9.24%) Homeowner's exemption	$251,000 (+17.95%) Land $29,100 Building $221,900	$251,000 (+17.95%) Land $29,100 Building $221,900
2024	$1,505.00 (+9.69%)
2023	$1,372.00 (+5.38%)	$212,800 Land $29,100 Building $183,700	$212,800 Land $29,100 Building $183,700
2022	$1,302.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyewaves Fixed Wireless	100 / 100
Good Connections Fixed Wireless	100 / 100

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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