889 50th Ave, Clear Lake, WI 54005 Property Records

Polk County property record for 889 50th Ave, Clear Lake, WI 54005

Property Summary

Property Type	Single Family Home
Lot Size	19.6 acres (856,825 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Aug 2023)
Tax Bill	$5,932 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-00058-0000`

Property Details

APN / Parcel Number

Primary APN	`010-00058-0000`

Exterior

Lot Area	856,825 sqft (19.6 acres)

Location & Zoning

Street Address	889 50TH AVE
City	CLEAR LAKE
State	WI
Zip	54005-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SW SW
Jurisdiction	POLK WI
Township / Civil Division	BLACK BROOK
Census Block Group	4
Census Block	4000
Census Tract	961000

Owner

889 50th Ave is owned and occupied by an individual who bought it in August 2023.

Source: Polk County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	889 50TH AVE, CLEAR LAKE, WI 54005-3808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage HUD
Aug 16, 2023	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	Aug 11, 2016 · Amount on File
Deed Document Number	919756
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	889 50TH AVE, CLEAR LAKE, WI 54005-3808
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000925061
Date	Apr 11, 2024
Instrument	925061

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2064

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Aug 16, 2023
Property Address	889 50TH AVE, CLEAR LAKE, WI 54005-3808
Document Number	0000919756
Instrument Date	Aug 15, 2023
Instrument	919756
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	TITLE ONE PREMIER GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000919773
Date	Aug 17, 2023
Instrument	919773

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	889 50TH AVE, CLEAR LAKE, WI 54005-3808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	88399
Date	Oct 22, 2020
Instrument	88399

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 889 50th Ave was $5,932.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Black Brook Town
Unified School District	Amery School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,932.00	$500,900 Land $42,200 Building $458,700	$543,100 Land $45,755 Building $497,345
2023	$3,811.00 (+8.36%) Homeowner's exemption	$210,000 (-) Land $25,800 Building $184,200	$384,800 (+24.73%)
2022	$3,517.00 Homeowner's exemption	$210,000 Land $25,800 Building $184,200	$308,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 889 50th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 889 50th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Communications Fiber	5,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 50th Ave

Nearby Streets

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