8888 Bay St, Placida, FL 33946 Property Records

Charlotte County property record for 8888 Bay St, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1964
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Last Sale	$25,600 (Aug 2019)
Tax Bill	$5,398 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`422015354027`

Property Details

APN / Parcel Number

Primary APN	`422015354027`
Alternative APNs	`00810920000009` `10004716863`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,782 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	67 ft deep x 50 ft wide
View / Lot	Waterfront

Exterior Amenities

Porch	Enclosed Porch
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	696 sqft
Loading Dock	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00810920000009
Street Address	8888 BAY ST
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	GASPARILLA SHORES BLK C S1/2 LT 16 LESS THE W 50 FT 315/465 635/1649-50 949/355 968-895 1303/2172 1872/741 AFF2126/253 3981/885 RES4007/1103 RES4013/1400 4468/1849 E4470/1288 E4471/184 E4511/637 4735/359 GAS 000 000C 16SW GASPARIL
Legal Range	20E
Legal Township	42S
Legal Section	15
Legal Subdivision	GASPARILLA SHORES
Legal Tract	GAS
Legal Block	C
Legal Lot Number	16
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2015
Census Tract	30402

Owner

8888 Bay St is owner-occupied and held in a trust since March 2021.

Source: Charlotte County records, as of January 23, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 11, PLACIDA, FL 33946-0011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Mar 29, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 6, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2019 · Amount on File
Deed Sale	Aug 12, 2019 · Amount on File
Prior Sale	Aug 6, 2019 · Amount on File
Deed Document Number	20192734365
Deed Book / Page	4470 / 1282
Last Transfer Date	Mar 26, 2021
Transfer Doc	0047350359
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	8888 BAY ST, PLACIDA, FL 33946
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045821064
Date	Jun 3, 2020
Book Page	4582/1064
Instrument	2816895

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 29, 2021
Property Address	8888 BAY ST, PLACIDA, FL 33946
Document Number	0047350359
Book / Page	4735 / 359
Map Reference	MB 4 PG 71
Instrument Date	Mar 26, 2021
Instrument	2922488
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 11, PLACIDA, FL 33946-0011

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 6, 2019
Property Address	8888 BAY ST, PLACIDA, FL 33946
Document Number	0044681849
Book / Page	4468 / 1849
Map Reference	MB 4 PG 71
Instrument Date	Aug 5, 2019
Instrument	2732882
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3588 CLIPPER LN, 3588, SAINT JAMES CITY, FL 33956-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9296 LITTLE GASPARILLA IS, PLACIDA, FL 33946

Mortgage

Document Number	0044681851
Date	Aug 6, 2019
Instrument	4468/1851

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8888 Bay St was $5,398 with a homeowner's exemption, down 3.9% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,398.00 (-3.93%) Homeowner's exemption	$397,669	$420,621 Land $87,584 Building $333,037
2024	$5,619.00 (+8.04%)
2023	$5,201.00 (-5.42%) Homeowner's exemption	$347,441 (-4.62%)	$321,039 (-30.47%) Land $128,800 Building $192,239
2022	$5,499.00 Homeowner's exemption	$364,278	$461,760 Land $101,660 Building $360,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8888 Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8888 Bay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BridgeMAXX Suncoast Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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