8885 Bancroft Dr, Waldorf, MD 20603 Property Records

Charles County property record for 8885 Bancroft Dr, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,736 sqft · built 2019
Lot Size	0.252 acres (10,977 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Aug 2021)
Tax Bill	$25,998 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-357090`

Property Details

APN / Parcel Number

Primary APN	`06-357090`
Alternative APN	`357090`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,736 sqft Living Area
Gross Area	5,136 sqft
1st Floor Area	1,620 sqft
Basement Area	1,296 sqft
Finished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,977 sqft (0.252 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	357090
Street Address	8885 BANCROFT DR
City	WALDORF
State	MD
Zip	20603-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 57E SEC 6 0.2518 RT 228 OPP ELSA AVE BRENTWOOD SUB
Legal Subdivision	BRENTWOOD SUB
Legal Block	2
Legal Lot Number	57E
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2002
Census Tract	850713

Owner

8885 Bancroft Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8885 BANCROFT DR, WALDORF, MD 20603-4107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed, Transfer · VA Mortgage HOMESPIRE MORTGAGE CORP
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL MORTGAGE & FINANCE INC
Sep 4, 2019	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
May 14, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Book / Page	12032 / 103
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Aug 25, 2021
Property Address	8885 BANCROFT DR, WALDORF, MD 20603-4107
Document Number	0120320103
Book / Page	12032 / 103
Map Reference	MB 60 PL 484-487
Instrument Date	Aug 18, 2021
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8885 BANCROFT DR, WALDORF, MD 20603-4107

Mortgage

Document Number	12032109
Date	Aug 25, 2021
Instrument	12032/109

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	8885 BANCROFT DR, WALDORF, MD 20603-4107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ULTIMATE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109030111
Date	Dec 6, 2019
Book Page	10903/111

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	EDGEWATER, MD 21037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2045

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 4, 2019
Property Address	8885 BANCROFT DR, WALDORF, MD 20603-4107
Document Number	0107700124
Book / Page	10770 / 124
Map Reference	MB 60 PL 484-487
Instrument Date	Aug 14, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	NVR SETMNT SVCS OF MD INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,977.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10003 DEREKWOOD LN, 10003, LANHAM, MD 20706-4362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8885 BANCROFT DR, WALDORF, MD 20603-4107

Mortgage

Document Number	10770130
Date	Sep 4, 2019
Instrument	10770/130

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	May 14, 2019
Property Address	8885 BANCROFT DR, WALDORF, MD 20603-4107
Document Number	0106310196
Book / Page	010631 / 000196
Instrument Date	May 8, 2019
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$122.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8000 VIRGINIA MANOR RD #140 BELTSVILLE MD 207054211, 140, BELTSVILLE, MD 20705-4211
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 8885 Bancroft Dr was $25,998.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$666,400	$701,200 Land $185,200 Building $516,000
2025	$25,998.00
2023	$9,403.00	$546,067	$649,000 Land $150,200 Building $498,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8885 Bancroft Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2007–2019)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8885 Bancroft Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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