8879 57th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 8879 57th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,184 sqft · built 2006
Lot Size	19.2 acres (839,837 sqft)
Owner	2 Individual Names on File
Last Sale	$820,000 (May 2023)
Tax Bill	$8,332 (2025)
Deeds & Mortgages	May 2023 Sale & Construction Loan Feb 2021 Sale + 2 more
Flood Zone	Zone A (high risk)
APN	`40-448-0110`

Property Details

APN / Parcel Number

Primary APN	`40-448-0110`
Alternative APNs	`40-00448-0110` `24106`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	3,184 sqft Living Area
1st Floor Area	3,184 sqft
Basement Area	2,772 sqft
Finished Basement	2,772 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	839,837 sqft (19.2 acres)
Garage Type	Attached
Garage Area	1,344 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	509 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	8879 57TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 2, BLK 1
Legal Range	29W
Legal Township	35N
Legal Section	32
Legal Subdivision	RICE CREEK ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	SHERBURNE MN
Township / Civil Division	PALMER
Census Block Group	1
Census Block	1001
Census Tract	30302

Owner

8879 57th St SE is owned and occupied by two individuals who bought it in May 2023.

Source: Sherburne County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8879 57TH ST SE, SAINT CLOUD, MN 56304-9733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed, Construction Loan · Construction Mortgage BREMER BANK NA
Feb 3, 2021	Warranty Deed, Transfer
Jan 8, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Jan 12, 2020	Loan Modification, Mortgage · Conventional Mortgage LIBERTY BK MN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Prior Sale	Jun 28, 2005 · Amount on File
Deed Document Number	20231533315
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0000911275
Record Updated	Jun 8, 2026

May 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 10, 2023
Property Address	8879 57TH ST SE, SAINT CLOUD, MN 56304-9733
Document Number	0000956634
Instrument Date	May 9, 2023
Instrument	956634
Transaction Type	Construction Loan
Record Updated	May 24, 2023
Title Company	TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,706.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8879 57TH ST SE, SAINT CLOUD, MN 56304-9733
Investor	Possibly a Property Investor

Mortgage

Document Number	0000956636
Date	May 10, 2023
Instrument	956636

Lender

Name	BREMER BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2034
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year T-Bill
Max Rate	11%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Feb 3, 2021
Property Address	8879 57TH ST SE, SAINT CLOUD, MN 56304-9733
Document Number	0000911275
Instrument Date	Jan 22, 2021
Instrument	911275
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8879 57TH ST SE, SAINT CLOUD, MN 56304-9733

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 8, 2021
Property Address	8879 57TH ST SE, SAINT CLOUD, MN 56304-9733
Document Number	0000909513
Instrument Date	Jan 5, 2021
Instrument	909513
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8879 57TH ST SE ST CLOUD MN 563049733, ST CLOUD, MN 56304-9733

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	8879 57TH ST SE, SAINT CLOUD, MN 56304-9733
Document Number	0000886873
Instrument Date	Jan 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8879 57TH ST SE ST CLOUD MN 563049733, ST CLOUD, MN 56304-9733

Mortgage

Document Number	0000886873
Date	Feb 14, 2020
Instrument	886873

Lender

Name	LIBERTY BK MN
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 13, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 8879 57th St SE was $8,332.

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Palmer Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,332.00	$937,700 Land $215,800 Building $721,900	$937,700 Land $215,800 Building $721,900
2023	$7,500.00	$887,100 Land $177,600 Building $709,500
2021			$887,100 Land $177,600 Building $709,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8879 57th St SE in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8879 57th St SE is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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