8877 Elina Ln, Terrell, NC 28682 Property Records

Catawba County property record for 8877 Elina Ln, Terrell, NC 28682

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,259 sqft · built 2019
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Jan 2026)
Tax Bill	$3,371 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4617-12-97-3346`

Property Details

APN / Parcel Number

Primary APN	`4617-12-97-3346`
Alternative APN	`0803243`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,259 sqft Living Area
1st Floor Area	2,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	273 ft deep x 110 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	8877 ELINA LN
City	TERRELL
State	NC
Zip	28682-9811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 14 PLAT 66-178
Legal Subdivision	HIDDEN HARBOR
Legal Lot Number	14
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2020
Census Tract	11505

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8877 ELINA LN, TERRELL, NC 28682-9811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 2, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	2026502
Deed Book / Page	3992 / 1590
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jan 9, 2026
Property Address	8877 ELINA LN, TERRELL, NC 28682-9811
Document Number	0039921590
Book / Page	3992 / 1590
Map Reference	MB 68 PG 178
Instrument Date	Jan 9, 2026
Instrument	502
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 E MOREHOUSE AVE # AVE124, AVE124, MOORESVILLE, NC 28117-9226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8877 ELINA LN, TERRELL, NC 28682-9811

Mortgage

Document Number	0000000503
Date	Jan 9, 2026
Instrument	503

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jul 16, 2020
Property Address	8877 ELINA LN, TERRELL, NC 28682-9811
Document Number	0035850310
Book / Page	3585 / 310
Map Reference	MB 66 PG 178
Instrument Date	Jul 15, 2020
Instrument	13594
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 APRIL RD, 205, TROUTMAN, NC 28166-7669

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	13595
Date	Jul 16, 2020
Instrument	13595

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CATAWBA NC
Recording Date	Apr 2, 2018
Property Address	8877 ELINA LN, TERRELL, NC 28682-9811
Document Number	0034460947
Book / Page	003446 / 000947
Instrument Date	Jan 30, 2018
Instrument	5260
Transaction Type	Foreclosure
Record Updated	May 9, 2018

Transaction

Amount	Amount Recorded
Tax	$143.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 APRIL RD TROUTMAN NC 281667669, TROUTMAN, NC 28166-7669

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$845,900 (-) Land $93,300 Building $752,600
2025	$3,371.00 (-19.08%)	$845,900 (+56.39%) Land $93,300 Building $752,600
2024	$4,166.00 (+2.08%)
2023	$4,081.00	$540,900 Land $71,400 Building $469,500	$845,900 Land $93,300 Building $752,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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