Cass County property record for 8876 Lost River Rd, Horace, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,020 sqft · built 2022 |
| Lot Size | 0.532 acres (23,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $679,013 (Nov 2022) |
| Tax Bill | $13,945 (2025) |
| Deeds & Mortgages | Jul 2022 Construction Loan Nov 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 15-2820-01750-000 |
| Primary APN | 15-2820-01750-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Building Area | 3,020 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Lot Area | 23,174 sqft |
| Garage Type | Attached |
| Garage Area | 950 sqft |
| Street Address | 8876 LOST RIVER RD |
|---|---|
| City | HORACE |
| State | ND |
| Zip | 58047-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 9 BLOCK: 9 ADDITION: LOST RIVER 5TH ADDITION ADDITIONAL: LOST RIVER 5TH ADDN LT 9 BLK 9 **6-15-20 SPL FRM |
| Legal Subdivision | LOST RIVER FIFTH ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Jurisdiction | CASS ND |
| Township / Civil Division | HORACE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 40503 |
Source: Cass County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8876 LOST RIVER RD, HORACE, ND 58047-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Construction Mortgage CAPITAL CU |
| Nov 4, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BELL BANK |
| Jun 24, 2022 | Warranty Deed, Construction Loan TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL |
| Jun 24, 2022 | Correction Deed TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL |
| Aug 2, 2021 | Warranty Deed, Transfer |
| Aug 2, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on Record |
| Deed Sale | Nov 4, 2022 · Amount on Record |
| Prior Sale | Jun 24, 2022 · Amount on Record |
| Deed Document Number | 20221679197 |
| Prior Transfer Date | Jul 29, 2021 |
| Prior Transfer Doc | 0001640819 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 8876 LOST RIVER RD, HORACE, ND 58047-9742 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001670880 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 1670880 |
| Name | CAPITAL CU |
|---|---|
| Type | Credit Union |
| Address | FARGO, ND 58104 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 15, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Nov 4, 2022 |
| Property Address | 8876 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001679197 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 1679197 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | THE TITLE COMPANY/HOMESTEAD, THE TITLE COMPANY RESIENTIAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8876 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001679199 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 1679199 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Jun 24, 2022 |
| Property Address | 8876 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001668850 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 1668850 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 26, 2024 |
| Title Company | TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 208, HORACE, ND 58047-0208 |
| Investor | Possibly a Property Investor |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Jun 24, 2022 |
| Property Address | 8876 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001668849 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 1668849 |
| Record Updated | Apr 26, 2024 |
| Title Company | TITLE COMPANY/WARREN, TITLE COMPANY RESIDENTIAL |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 WOODLEA DR, DEVILS LAKE, ND 58301-8512 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Aug 2, 2021 |
| Property Address | 8876 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001640820 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 1640820 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 WOODLEA DR, DEVILS LAKE, ND 58301-8512 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Aug 2, 2021 |
| Property Address | 8876 LOST RIVER RD, HORACE, ND 58047-9742 |
| Document Number | 0001640819 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 1640819 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 435 MAIN AVE E, WEST FARGO, ND 58078-1936 |
| Investor | Possibly a Property Investor |
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Horace City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,945.00 (+11.2%) | $391,300 (+39.08%) Land $57,300 Building $334,000 | $782,600 (+39.08%) Land $114,600 Building $668,000 |
| 2023 | $12,541.00 | $281,350 Land $45,850 Building $235,500 | $562,700 Land $91,700 Building $471,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 48% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HORACE serves 1,641 people · EPA ID ND0900488 |
|---|---|
| Water Source | Purchased surface water from CASS RURAL WATER DISTRICT FARGO |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dickey Rural Telephone Cooperative Fiber | 2,500 / 2,500 |
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Sparklight Fiber | 1,000 / 50 |
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