8876 Bailey Dr NE, Ada, MI 49301 Property Records

Kent County property record for 8876 Bailey Dr NE, Ada, MI 49301

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Tax Bill	$38 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-15-25-100-060`

Property Details

APN / Parcel Number

Primary APN	`41-15-25-100-060`

Exterior

Lot Area	16,988 sqft (0.39 acres)

Location & Zoning

Street Address	8876 BAILEY DR NE
City	ADA
State	MI
Zip	49301-9769
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	411525100060 PART OF NW 1/4 COM 690.56 FT N 89D 01M 34S E ALONG N SEC LINE FROM NW COR OF SEC TH N 89D 01M 34S E ALONG N SEC
Legal Range	10W
Legal Township	07N
Legal Section	25
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	1
Census Block	1034
Census Tract	11901

Owner

8876 Bailey Dr NE, residential vacant land, is owned by two individuals who acquired it in May 2025.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	333 BARRON DR NE, ADA, MI 49301-8603
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Dec 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 1, 2025
Transfer Doc	0000030159
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Aug 13, 2026
Property Address	8876 BAILEY DR NE, ADA, MI 49301-9769
Document Number	0000054744
Instrument Date	Aug 6, 2026
Instrument	202654744
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 BARRON DR NE, ADA, MI 49301-8603

Mortgage

Document Number	0000054744,
Date	Aug 13, 2026
Instrument	202654744

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	8876 BAILEY DR NE, ADA, MI 49301-9769
Transaction Type	Mortgage
Record Updated	Jan 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7791 WHITHURN DR SE, ADA, MI 49301-9364

Mortgage

Document Number	0000091600
Date	Dec 8, 2022
Instrument	20221208-0091600

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 8876 Bailey Dr NE was $38.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,200 (-)	$2,400 (-)
2025	$38.00 Homeowner's exemption	$1,200	$2,400
2023		$1,200	$2,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8876 Bailey Dr NE in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	33 (1978–2023)
Claims Outside the SFHA	4 of 33
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8876 Bailey Dr NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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