8875 Erbach Ln, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 8875 Erbach Ln, Mount Pleasant, NC 28124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,271 sqft · built 2000
Lot Size0.73 acres (31,799 sqft)
OwnerIndividual Name on Record
Last Sale$397,500 (May 2024)
Tax Bill$2,890 (2023)
Deeds & MortgagesSep 2020 Mortgage
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN08044A0122.000000

Property Details

APN / Parcel Number

Primary APN08044A0122.000000
Alternative APNs
  • 5579 47 9791
  • 107272
  • 170630

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,271 sqft Living Area
Gross Area2,476 sqft
1st Floor Area1,705 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area31,799 sqft (0.73 acres)
Lot Dimensions316 ft deep x 92 ft wide
Garage Area566 sqft
DrivewayConcrete Driveway
Driveway Area1,150 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area205 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number170630
Street Address8875 ERBACH LN
CityMOUNT PLEASANT
StateNC
Zip28124-8571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLT 122 OLDENBURG ESTATES
Legal SubdivisionOLDENBURG ESTATES
Legal Lot Number122
JurisdictionCABARRUS NC
Township / Civil Division8, MOUNT PLEASANT
Census Block Group3
Census Block3022
Census Tract41701

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8875 ERBACH LN, MOUNT PLEASANT, NC 28124-8571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Deed of Trust, Mortgage · ARM
LOCAL GOVERNMENT FCU
Aug 22, 2018Deed of Trust, Mortgage · Line of Credit
LOCAL GOV'T EMPS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2024 · Amount on Record
Deed SaleMay 16, 2024 · Amount on Record
Prior SaleMar 17, 2016 · Amount on Record
Deed Document Number20249999
Deed Book / Page16933 / 251
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address8875 ERBACH LN, MT PLEASANT, NC 28124-8571
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1450240
DateSep 17, 2020
Book Page14502/40
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.87%
Index5-Year CMT
Margin2
Max Rate9.87%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address8875 ERBACH LN, MT PLEASANT, NC 28124-8571
Document Number13160232
Instrument DateAug 22, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 ERBACH LN MT PLEASANT NC, MT PLEASANT, NC

Mortgage

Document Number13160232
DateAug 30, 2018
Book Page013160/000232
Lender
NameLOCAL GOV'T EMPS FCU
TypeCredit Union
AddressLOCUST, NC 28097
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMount Pleasant Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$365,180 (-) Land $86,000 Building $279,180
2025$365,180 (+57.3%) Land $86,000 Building $279,180
2024$365,180 (+57.3%) Land $86,000 Building $279,180
2023$2,890.00$232,160 Land $48,500 Building $183,660$232,160 Land $48,500 Building $183,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOUNT PLEASANT
serves 1,786 people · EPA ID NC0113020
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
currently in violation since Jul 2026
Haloacetic acids
not recorded as resolved · Apr 2026
Treatment and ProcedureOrganic carbon removal
Apr 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

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