8870 Roberts Rd, Silver Point, TN 38582 Property Records

Putnam County property record for 8870 Roberts Rd, Silver Point, TN 38582

Property Summary

Property Type	Rural Home
Details	3 ba · 3,415 sqft · built 2007
Lot Size	17.1 acres (748,361 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071092 02102`

Property Details

APN / Parcel Number

Primary APN	`071092 02102`
Alternative APN	`092 02102`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,415 sqft Living Area
1st Floor Area	3,415 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	748,361 sqft (17.1 acres)
Terrain	Mountain
Garage Type	Finished
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	1,036 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	8870 ROBERTS RD
City	SILVER POINT
State	TN
Zip	38582-6121
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 17, COUNTY AREA: M01
Jurisdiction	PUTNAM TN
Township / Civil Division	8
Census Block Group	4
Census Block	4051
Census Tract	1100

Owner

8870 Roberts Rd, a rural home, is owned and occupied by two individuals who acquired it in April 2014.

Source: Putnam County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8870 ROBERTS RD, SILVER POINT, TN 38582-6121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan PUTNAM 1ST MERCANTILE BANK
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit PUTNAM 1ST MERCANTILE BANK
Oct 17, 2019	Loan Modification, Mortgage PUTNAM 1ST MERCANTILE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 21, 2014
Transfer Doc	RB813606
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	8870 ROBERTS RD, SILVER POINT, TN 38582-6121
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001662784
Date	Dec 4, 2025
Book Page	1662/784
Instrument	318641

Lender

Name	PUTNAM 1ST MERCANTILE BANK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	8870 ROBERTS RD, SILVER POINT, TN 38582-6121
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8870 ROBERTS RD, SILVER POINT, TN 38582-6121

Mortgage

Document Number	0001510763
Date	Nov 21, 2023
Book Page	1510/763
Instrument	292724

Lender

Name	PUTNAM 1ST MERCANTILE BANK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM TN
Property Address	8870 ROBERTS RD, SILVER POINT, TN 38582-6121
Document Number	RB1155699
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8870 ROBERTS RD SILVER POINT TN 385826121, SILVER POINT, TN 38582-6121

Mortgage

Document Number	RB1155699
Date	Oct 31, 2019
Book Page	001155/000699
Instrument	232624

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Term	60 Months
Due	Oct 30, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 8870 Roberts Rd was $2,566 with an additional exemption.

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,566.00 Additional exemption filed	$96,475 Land $6,725 Building $89,750
2023		$96,475 Land $6,725 Building $89,750
2022	$2,385.00
2021			$452,200 Land $93,200 Building $359,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8870 Roberts Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8870 Roberts Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAXTER WATER DEPARTMENT serves 7,781 people · EPA ID TN0000040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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