8870 Reed Mine Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 8870 Reed Mine Rd, Midland, NC 28107

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,296 sqft · built 1950
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Jun 2019)
Tax Bill$1,741 (2023)
Deeds & MortgagesApr 2026 Line of Credit
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5566 26 7044

Property Details

APN / Parcel Number

Primary APN5566 26 7044
Alternative APNs
  • 09013 0001.000000
  • 131014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area1,914 sqft
1st Floor Area1,296 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1990
Exterior MaterialOther
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)
Lot Width219 ft Width
Garage TypeMixed
Garage Area720 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number131014
Street Address8870 REED MINE RD
CityMIDLAND
StateNC
Zip28107-9661
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAO
Legal DescriptionWEST SIDE REED MINE RD
Legal SubdivisionREED GOLD MINE
JurisdictionCABARRUS NC
Township / Civil Division9, GEORGEVILLE
Census Block Group1
Census Block1001
Census Tract41604

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8870 REED MINE RD, MIDLAND, NC 28107-9661
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Line of Credit
UWHARRIE BANK
Jun 17, 2019Warranty Deed, Transfer · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2019 · Amount on Record
Deed SaleJun 17, 2019 · Amount on Record
Deed Book / Page13554 / 233
Prior Transfer DateSep 12, 2006
Prior Transfer Doc7022161
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateApr 27, 2026
Property Address8870 REED MINE RD, MIDLAND, NC 28107-9661
Document Number0017956301
Book / Page17956 / 301
Instrument DateApr 24, 2026
Instrument20269533
Transaction TypeMortgage
Record UpdatedAug 3, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8870 REED MINE RD, MIDLAND, NC 28107-9661

Mortgage

Document Number0000009533,
DateApr 27, 2026
Book Page17956/301
Instrument20269533
Lender
NameUWHARRIE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 24, 2041
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJun 17, 2019
Property Address8870 REED MINE RD, MIDLAND, NC 28107-9661
Document Number0013554233
Book / Page13554 / 0233
Instrument DateJun 17, 2019
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11760 FLOWES STORE RD, 11760, MIDLAND, NC 28107-9427

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address8870 REED MINE RD, MIDLAND, NC 28107-9661

Mortgage

Document Number0013554236
DateJun 17, 2019
Instrument13554/236
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$402,510 (-) Land $223,400 Building $179,110
2025$402,510 (+92.4%) Land $223,400 Building $179,110
2024$402,510 (+92.4%) Land $223,400 Building $179,110
2023$1,741.00$209,200 Land $111,700 Building $97,500$209,200 Land $111,700 Building $97,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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