8870 Morey Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8870 Morey Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,926 sqft · built 2006
Lot Size	0.09 acres (3,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,500 (Jul 2013)
Tax Bill	$7,688 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`790-62-009`

Property Details

APN / Parcel Number

Primary APN	`790-62-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,926 sqft Living Area
1st Floor Area	806 sqft
2nd Floor Area	1,120 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	3,935 sqft (0.09 acres)
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8870 MOREY WAY
City	GILROY
State	CA
Zip	95020-7565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A125
Legal Description	TRACT 9661 KERN AND MANTELLI BOOK 786 PAGE 44 PAGE 45 LOT 9
Legal Subdivision	KERN & MANTELLI
Legal Tract	9661
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1019
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8870 MOREY WAY, GILROY, CA 95020-7565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Apr 6, 2018	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Jun 6, 2017	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2013 · Amount on Record
Deed Sale	Jul 23, 2013 · Amount on Record
Prior Sale	Mar 17, 2009 · Amount on Record
Deed Document Number	201322317023
Prior Transfer Date	Mar 6, 2009
Prior Transfer Doc	0020170810
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8870 MOREY WAY, GILROY, CA 95020-7565
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TIITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8870 MOREY WAY, GILROY, CA 95020-7565

Mortgage

Document Number	0024720784
Date	Nov 23, 2020
Instrument	24720784

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8870 MOREY WAY, GILROY, CA 95020-7565
Document Number	0024161876
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8870 MOREY WAY GILROY CA 950207565, GILROY, CA 95020-7565

Mortgage

Document Number	0024161876
Date	Apr 23, 2019
Instrument	24161876

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8870 MOREY WAY, GILROY, CA 95020-7565
Document Number	0023908278
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8870 MOREY WAY GILROY CA 950207565, GILROY, CA 95020-7565

Mortgage

Document Number	0023908278
Date	Apr 12, 2018
Instrument	23908278

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8870 MOREY WAY, GILROY, CA 95020-7565
Document Number	0023672969
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8870 MOREY WAY GILROY CA 950207565, GILROY, CA 95020-7565

Mortgage

Document Number	0023672969
Date	Jun 13, 2017
Instrument	23672969

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,739 (+2%) Land $347,349 Building $284,390
2025	$7,688.00 (+2.19%)	$619,353 (+4.04%) Land $340,539 Building $278,814
2023	$7,523.00 (+1.66%)	$595,305 Land $327,316 Building $267,989
2022	$7,400.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2001)
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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