8870 Carnation Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8870 Carnation Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,278 sqft · built 1997
Lot Size	0.075 acres (3,250 sqft)
Owner	Company Name on Record
Last Sale	$438,000 (Dec 2014)
Tax Bill	$6,552 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`790-51-033`

Property Details

APN / Parcel Number

Primary APN	`790-51-033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,278 sqft Living Area
1st Floor Area	550 sqft
2nd Floor Area	728 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,250 sqft (0.075 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8870 CARNATION LN
City	GILROY
State	CA
Zip	95020-7521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A125
Legal Description	TRACT 8750 LOT 33
Legal Subdivision	8750 GLENBROOK UN #1
Legal Tract	8750
Legal Lot Number	33
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1018
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1273 CARMEL TER, LOS ALTOS, CA 94024-5509
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPROUT MTG
Feb 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2014 · Amount on Record
Deed Sale	Dec 5, 2014 · Amount on Record
Prior Sale	Aug 5, 2004 · Amount on Record
Deed Document Number	201422792359
Prior Transfer Date	May 1, 1997
Prior Transfer Doc	0013697000
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8870 CARNATION LN, GILROY, CA 95020-7521
Document Number	0024760691
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1273 CARMEL TER LOS ALTOS CA 940245509, LOS ALTOS, CA 94024-5509

Mortgage

Document Number	0024760691
Date	Dec 23, 2020
Instrument	24760691

Lender

Name	SPROUT MTG
Address	PORT SAINT LUCIE, FL 34986

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 1, 2017
Property Address	8870 CARNATION LN, GILROY, CA 95020-7521
Document Number	0023573223
Instrument Date	Dec 13, 2016
Instrument	23573223
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1273 CARMEL TER LOS ALTOS CA 940245509, LOS ALTOS, CA 94024-5509

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$536,654 (+2%) Land $214,649 Building $322,005
2025	$6,552.00 (+2.2%)	$526,133 (+4.04%) Land $210,441 Building $315,692
2023	$6,411.00 (+1.67%)	$505,704 Land $202,270 Building $303,434
2022	$6,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2001)
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Carnation Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures