887 Whitecliff Dr, Ellijay, GA 30540 Property Records

Gilmer County property record for 887 Whitecliff Dr, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,536 sqft · built 1990
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,992 (2025)
Deeds & Mortgages	Oct 2025 Sale Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3046B 053`

Property Details

APN / Parcel Number

Primary APN	`3046B 053`
Alternative APN	`13239`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Heated Area
Gross Area	768 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Unfinished Basement	768 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2011
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	152,460 sqft (3.5 acres)

Exterior Amenities

Porch	Slab
Porch Area	444 sqft
Deck Area	420 sqft
Patio Area	384 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13239
Street Address	887 WHITECLIFF DR
City	ELLIJAY
State	GA
Zip	30540-0345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 53 HARPER COVE
Legal Subdivision	HARPER COVE
Legal Lot Number	53
Jurisdiction	GILMER GA
Township / Civil Division	NORTH GILMER
Census Block Group	2
Census Block	2041
Census Tract	80200

Owner

887 Whitecliff Dr is held in a trust since October 2025.

Source: Gilmer County records, as of October 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	105 NORTHTOWNE DR, WOODSTOCK, GA 30188-2640
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Limited Warranty Deed, Transfer
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE
Aug 8, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025
Deed Sale	Oct 1, 2025
Prior Sale	Jun 22, 2020 · Amount on File
Deed Book / Page	2798 / 416
Prior Transfer Date	Aug 8, 2018
Prior Transfer Doc	002134/446
Record Updated	Oct 29, 2026

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Oct 1, 2025
Property Address	887 WHITECLIFF DR, ELLIJAY, GA 30540-0345
Document Number	002798/416
Book / Page	2798 / 416
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	105 NORTHTOWNE DR, WOODSTOCK, GA 30188-2640

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jun 22, 2020
Property Address	887 WHITECLIFF DR, ELLIJAY, GA 30540-0345
Document Number	002262/324
Book / Page	2262 / 324
Instrument Date	Jun 22, 2020
Instrument	2020-001552
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	887 WHITECLIFF DR, ELLIJAY, GA 30540-0345

Mortgage

Document Number	0000002262/0000000327
Date	Jun 24, 2020
Book Page	0000002262/0000000327
Instrument	002080

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILMER GA
Recording Date	Aug 8, 2018
Property Address	887 WHITECLIFF DR, ELLIJAY, GA 30540-0345
Document Number	2134/446
Book / Page	2134 / 446
Instrument Date	Aug 8, 2018
Instrument	2018-002855
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	877 WHITECLIFF DR, ELLIJAY, GA 30540-0345

Tax Assessment & Valuation

The 2025 property tax bill for 887 Whitecliff Dr was $1,992, up 9.5% from the year before.

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,992.00 (+9.51%)	$128,956 (+9.79%) Land $25,200 Building $103,756	$322,390 (+9.79%) Land $63,000 Building $259,390
2024	$1,819.00 (+8.86%)	$117,456 (+12.39%) Land $14,600 Building $102,856	$293,640 (+12.39%) Land $36,500 Building $257,140
2023	$1,671.00	$104,504 Land $14,600 Building $89,904	$261,260 Land $36,500 Building $224,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 887 Whitecliff Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1994–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 887 Whitecliff Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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