887 Ridge Rd, Quebeck, TN 38579 Property Records

White County property record for 887 Ridge Rd, Quebeck, TN 38579

Property Summary

Property Type	Rural Home
Details	1 ba · 664 sqft · built 2016
Lot Size	15.9 acres (695,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jun 2026)
Tax Bill	$494 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093101 12402`

Property Details

APN / Parcel Number

Primary APN	`093101 12402`
Alternative APN	`101 12402`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	664 sqft Living Area
1st Floor Area	664 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Metal
Lot Area	695,218 sqft (15.9 acres)
Garage Type	Unfinished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	887 RIDGE RD
City	QUEBECK
State	TN
Zip	38579-2341
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	WHITE TN
Township / Civil Division	5
Census Block Group	1
Census Block	1087
Census Tract	935500

Owner

Source: White County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	887 RIDGE RD, QUEBECK, TN 38579-2341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF TN
Feb 28, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST VOLUNTEER BANK
Feb 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	20262600
Deed Book / Page	603 / 239
Prior Transfer Date	Dec 23, 2010
Prior Transfer Doc	0RB293/647
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	887 RIDGE RD, QUEBECK, TN 38579-2341
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB517/285
Date	Sep 15, 2022
Book Page	RB517/285
Instrument	22004276

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	Other
Max Rate	12.5%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	887 RIDGE RD, QUEBECK, TN 38579-2341
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB514/423
Date	Jul 27, 2022
Book Page	RB514/423
Instrument	22003564

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	Other
Margin	5
Max Rate	12.5%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jun 5, 2026
Property Address	887 RIDGE RD, QUEBECK, TN 38579-2341
Document Number	0000002600
Book / Page	603 / 239
Instrument Date	Jun 5, 2026
Instrument	20262600
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91,556.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	887 RIDGE RD, QUEBECK, TN 38579-2341

Mortgage

Document Number	0000002601,
Date	Jun 5, 2026
Instrument	20262601

Lender

Name	FIRST NATIONAL BANK OF TN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	86 Months
Due	Aug 1, 2033

Interest

Rate	6.23%
Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Feb 28, 2020
Property Address	887 RIDGE RD, QUEBECK, TN 38579-2341
Document Number	0RB450/475
Book / Page	RB450 / 475
Instrument Date	Feb 28, 2020
Instrument	20000738
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	887 RIDGE RD, QUEBECK, TN 38579-2341

Mortgage

Document Number	0020000739
Date	Feb 28, 2020
Instrument	20000739

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Mar 5, 2025

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Feb 1, 2019
Property Address	887 RIDGE RD, QUEBECK, TN 38579-2341
Document Number	0000000350
Book / Page	000428 / 000473
Instrument Date	Jan 29, 2019
Instrument	350
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	887 RIDGE RD QUEBECK TN 385792341, QUEBECK, TN 38579-2341

Mortgage

Document Number	351
Date	Feb 1, 2019
Book Page	000428/000476
Instrument	351

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 31, 2024

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$494.00 (+203.07%) Additional exemption filed	$35,050 (+67.5%) Land $7,350 Building $27,700	$232,700 (+104.48%) Land $121,900 Building $110,800
2023		$20,925 Land $5,825 Building $15,100
2021	$163.00
2020			$113,800 Land $53,400 Building $60,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUEBECK WALLING U.D. serves 5,588 people · EPA ID TN0000569
Water Source	Purchased surface water from SPARTA WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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