Pender County property record for 887 Mallard Bay Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,925 sqft · built 2020 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,000 (Oct 2019) |
| Tax Bill | $6,172 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2020 Construction Loan + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 4213-25-1100-0000 |
| Primary APN | 4213-25-1100-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,925 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 178 ft deep x 120 ft wide |
| Shed | 1 Shed |
|---|---|
| Shed Area | 144 sqft |
| Cabin | Cabin |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 400904555 |
|---|---|
| Street Address | 887 MALLARD BAY RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FADASH |
| Legal Description | L20,PB 18/12 MALLARD BAY |
| Legal Subdivision | MALLARD BAY |
| Legal Lot Number | 20 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 920201 |
887 Mallard Bay Rd is owned and occupied by two individuals who bought it in October 2019.
Source: Pender County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 887 MALLARD BAY RD, HAMPSTEAD, NC 28443-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Aug 21, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Oct 22, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 15, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on File |
| Deed Sale | Oct 22, 2019 · Amount on File |
| Prior Sale | Jan 20, 1989 · Amount on File |
| Deed Book / Page | 4695 / 2754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 7, 2026 |
| Property Address | 887 MALLARD BAY RD, HAMPSTEAD, NC 28443-2501 |
| Document Number | 0020158235 |
| Book / Page | 4897 / 1119 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202620158235 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 887 MALLARD BAY RD, HAMPSTEAD, NC 28443-2501 |
| Document Number | 0020158235, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 4897/1119 |
| Instrument | 202620158235 |
| Name | FIRST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 887 MALLARD BAY RD, HAMPSTEAD, NC 28443-2501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047220714 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 4722/714 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Oct 22, 2019 |
| Property Address | 887 MALLARD BAY RD, HAMPSTEAD, NC 28443-2501 |
| Document Number | 0046952754 |
| Book / Page | 004695 / 002754 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 20055302 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $454.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 219 DORAL DR HAMPSTEAD NC 284438054, HAMPSTEAD, NC 28443-8054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 15, 2017 |
| Property Address | 887 MALLARD BAY RD, HAMPSTEAD, NC 28443-2501 |
| Document Number | 0046541946 |
| Book / Page | 004654 / 001946 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 20030560 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 280 HAMPSTEAD NC 284430280, HAMPSTEAD, NC 28443-0280 |
The 2025 property tax bill for 887 Mallard Bay Rd was $6,172.
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,172.00 | $2,904,742 Land $49,665 Building $2,855,077 | $2,904,742 Land $49,665 Building $2,855,077 |
| 2023 | $645,724 (-) Land $221,194 Building $424,530 | $645,724 (-) Land $221,194 Building $424,530 | |
| 2022 | $5,485.00 | $645,724 Land $221,194 Building $424,530 | $645,724 Land $221,194 Building $424,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 887 Mallard Bay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 124 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 124 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 4 of 22 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 887 Mallard Bay Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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