887 Ladson Loop, The Villages, FL 32162 Property Records

Sumter County property record for 887 Ladson Loop, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 2004
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Aug 2022)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Aug 2022 Sale & Reverse Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`211823D21B022`

Property Details

APN / Parcel Number

Primary APN	`211823D21B022`
Alternative APNs	`D21B022` `1019056`

Interior

Building Area	1,392 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	90 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	231 sqft

Location & Zoning

Street Address	887 LADSON LOOP
City	THE VILLAGES
State	FL
Zip	32162-3392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 THE VILLAGES OF SUMTER UNIT 84 PB 6 PGS 23-23A
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	22
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2030
Census Tract	911203

Owner

887 Ladson Loop is owned and occupied by an individual who acquired it in April 2024.

Source: Sumter County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	887 LADSON LOOP, THE VILLAGES, FL 32162-3392
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 22, 2022	Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Feb 22, 2022 · Amount on File
Deed Document Number	202238529
Deed Book / Page	4319 / 501
Last Transfer Date	Apr 18, 2024
Transfer Doc	0046400765
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Aug 3, 2022
Property Address	887 LADSON LOOP, THE VILLAGES, FL 32162-3392
Document Number	0043190501
Book / Page	4319 / 501
Map Reference	MB 6 PG 23&23-A
Instrument Date	Jul 22, 2022
Instrument	202260038529
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1623 PERDIDO BAY, THE VILLAGES, FL 32162-2224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	887 LADSON LOOP, THE VILLAGES, FL 32162-3392

Mortgage

Document Number	0004319503
Date	Aug 3, 2022
Instrument	4319/503

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.61%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.6%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Feb 22, 2022
Property Address	887 LADSON LOOP, THE VILLAGES, FL 32162-3392
Document Number	0042080135
Book / Page	4208 / 135
Map Reference	MB 6 PG 23&23-A
Instrument Date	Feb 7, 2022
Instrument	202260009000
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Tax	$1,826.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 WESTMORELAND DR, 43, ROCHESTER, NY 14620-4527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23679 CALABASAS RD, CALABASAS, CA 91302-1502

Tax Assessment & Valuation

The 2025 property tax bill for 887 Ladson Loop was $2,921 with exemptions applied, up 1.4% from the year before.

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,921.00 (+1.42%) Additional exemption filed	$264,180	$268,830 Land $32,400 Building $236,430
2024	$2,880.00 (+8.72%)
2023	$2,649.00 (-6.95%) Additional exemption filed	$249,270 (+19.62%)	$276,280 (+12.28%) Land $21,600 Building $254,680
2022	$2,847.00	$208,390	$246,070 Land $21,550 Building $224,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 887 Ladson Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 887 Ladson Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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