San Mateo County property record for 887 Etheldore St, Moss Beach, CA 94038
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,656 sqft · built 1906 |
| Lot Size | 0.202 acres (8,813 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Jun 2015) |
| Tax Bill | $13,584 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-144-290 |
| Primary APN | 037-144-290 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,656 sqft Gross Area |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Lot Area | 8,813 sqft (0.202 acres) |
| Street Address | 887 ETHELDORE ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9698 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CL00C2 |
| Legal Description | LOTS 9 10 11 BLK 71 MOSS BEACH ADDN NO 2 RSM 6/11 |
| Legal Subdivision | MOSS BEACH ADDN NO 2 |
| Legal Block | 71 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 613600 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 370807, MONTARA, CA 94037-0807 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU |
| Sep 30, 2020 | Correction Deed CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2015 · Amount on Record |
| Deed Sale | Jun 25, 2015 · Amount on Record |
| Prior Sale | Sep 17, 2004 · Amount on Record |
| Deed Document Number | 201566641 |
| Last Transfer Date | Sep 25, 2020 |
| Transfer Doc | 0000103448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 887 ETHELDORE ST, MOSS BEACH, CA 94038-9698 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | P0 BOX 370807 370807, MONTARA, CA 94037 |
| Document Number | 0000103449 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-103449 |
| Name | STANFORD FCU |
|---|---|
| Type | Credit Union |
| Address | PALO ALTO, CA 94303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Sep 30, 2020 |
| Property Address | 887 ETHELDORE ST, MOSS BEACH, CA 94038-9698 |
| Document Number | 0000103448 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 103448 |
| Record Updated | Nov 4, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 370807 MONTARA CA 940370807, MONTARA, CA 94037-0807 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $950,050 (+2%) Land $858,115 Building $91,935 | |
| 2025 | $13,584.00 (+10.22%) | $931,423 (+4.04%) Land $841,290 Building $90,133 |
| 2023 | $12,325.00 (+1.51%) | $895,257 Land $808,623 Building $86,634 |
| 2022 | $12,142.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio.
5G (outdoors only) and 4G LTE
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