1. Home
  2. Florida
  3. Bay County
  4. Lynn Haven
  5. E 12th St

887 E 12th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 887 E 12th St, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,658 sqft · built 2024
Lot Size0.171 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$330,800 (Apr 2025)
Tax Bill$3,954 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10731-010-000

Property Details

APN / Parcel Number

Primary APN10731-010-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,658 sqft Heated Area
Gross Area2,287 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,492 sqft (0.171 acres)
Lot Dimensions100 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address887 E 12TH ST
CityLYNN HAVEN
StateFL
Zip32444-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYNN HAVEN E1/2 OF LOTS 9, 10 BLK 329 ORB 4903 P 1
Legal Range14W
Legal Township03S
Legal Section09
Legal SubdivisionLYNN HAVEN
Legal Block329
Legal Lot Number9,10 10
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group3
Census Block3050
Census Tract1402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address887 E 12TH ST, LYNN HAVEN, FL 32444-2703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2025 · Amount on Record
Deed SaleApr 14, 2025 · Amount on Record
Prior SaleAug 19, 2020
Deed Document Number2025020289
Deed Book / Page4903 / 1
Record UpdatedJun 8, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateApr 14, 2025
Property Address887 E 12TH ST, LYNN HAVEN, FL 32444-2703
Document Number0049030001
Book / Page4903 / 1
Map ReferenceMB 5 PG 9&10
Instrument DateApr 11, 2025
Instrument2025020289
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,315.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1401 BUENA VISTA BLVD, PANAMA CITY, FL 32401-2027

Transferred To (Grantee/Buyer)

NameVerified Name
Address887 E 12TH ST, LYNN HAVEN, FL 32444-2703

Mortgage

Document Number0000049035
DateApr 14, 2025
Instrument4903/5
Lender
NamePRIMIS MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,954.00 (+620.22%)$267,271 (+611.21%) Land $40,162 Building $227,109$267,271 (+611.21%) Land $40,162 Building $227,109
2023$549.00 (+21.19%)$37,580 (+36.46%) Land $37,580$37,580 (+36.46%) Land $37,580
2022$453.00$27,540 Land $27,540$27,540 Land $27,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims41 (1995–2021)
Claims Outside the SFHA35 of 41
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 4 claims
  • Hurricane Michael, Oct 2018 · 17 claims
  • Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50

May also be available: Verizon.

Nearby Properties on E 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures