8865 Lowell Rd, Pomfret, MD 20675 Property Records

Charles County property record for 8865 Lowell Rd, Pomfret, MD 20675

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,060 sqft · built 1985
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Sep 2020)
Tax Bill	$13,876 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-130313`

Property Details

APN / Parcel Number

Primary APN	`06-130313`
Alternative APNs	`6130313` `130313`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,060 sqft Living Area
Gross Area	3,684 sqft
1st Floor Area	2,160 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	130313
Street Address	8865 LOWELL RD
City	POMFRET
State	MD
Zip	20675-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	L-21 S-4 - 1.036 AC AVON CREST SUB
Legal Subdivision	AVON CREST SUB
Legal Block	3
Legal Lot Number	21
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	3
Census Block	3006
Census Tract	850600

Owner

8865 Lowell Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8865 LOWELL RD, POMFRET, MD 20675-3112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage ROCKET MORTGAGE LLC
Sep 15, 2020	Deed, Transfer · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on File
Deed Sale	Sep 15, 2020 · Amount on File
Prior Sale	Oct 5, 2005 · Amount on File
Deed Book / Page	11321 / 123
Transfer Doc	0054740549
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	8865 LOWELL RD, POMFRET, MD 20675-3112
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8865 LOWELL RD, POMFRET, MD 20675-3112

Mortgage

Document Number	0139950023
Date	Mar 16, 2026
Book Page	13995/23

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	294 Months
Due	Sep 1, 2050

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 15, 2020
Property Address	8865 LOWELL RD, POMFRET, MD 20675-3112
Document Number	0113210123
Book / Page	11321 / 123
Map Reference	MB 31 FO 190
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8865 LOWELL RD, POMFRET, MD 20675-3112

Mortgage

Document Number	11321130
Date	Sep 15, 2020
Instrument	11321/130

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8865 Lowell Rd was $13,876.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,900 (+3.9%)	$518,100 (+11.71%) Land $175,300 Building $342,800
2025	$13,876.00	$463,800 Land $125,300 Building $338,500	$463,800 Land $125,300 Building $338,500
2023	$5,482.00	$386,800	$463,800 Land $125,300 Building $338,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8865 Lowell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8865 Lowell Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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