8865 Baltimore Rd, Frederick, MD 21704 Property Records

Frederick County property record for 8865 Baltimore Rd, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	1 ba · 962 sqft · built 1945
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Dec 2023)
Tax Bill	$2,799 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-245111`

Property Details

APN / Parcel Number

Primary APN	`09-245111`
Alternative APNs	`9245111` `245111`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	962 sqft Living Area
Gross Area	1,017 sqft
1st Floor Area	962 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Porch	Open Porch
Deck Area	55 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	245111
Street Address	8865 BALTIMORE RD
City	FREDERICK
State	MD
Zip	21704-6740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT .39 AC S/S RT 40
Legal Lot Number	39
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	3
Census Block	3008
Census Tract	751904

Owner

Source: Frederick County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8865 BALTIMORE RD, FREDERICK, MD 21704-6740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
Dec 27, 2023	Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Deed Book / Page	16714 / 89
Prior Transfer Date	Aug 17, 2012
Prior Transfer Doc	0092430024
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8865 BALTIMORE RD, FREDERICK, MD 21704-6740
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8865 BALTIMORE RD, FREDERICK, MD 21704-6740
Investor	Possibly a Property Investor

Mortgage

Document Number	0177490107
Date	Mar 3, 2026
Book Page	17749/107

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2051

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 27, 2023
Property Address	8865 BALTIMORE RD, FREDERICK, MD 21704-6740
Document Number	0167140089
Book / Page	16714 / 89
Map Reference	MB 21 PL 194
Instrument Date	Dec 6, 2023
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8865 BALTIMORE RD, FREDERICK, MD 21704-6740
Investor	Possibly a Property Investor

Mortgage

Document Number	0001671496
Date	Dec 27, 2023
Instrument	16714/96

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0167140112
Date	Dec 27, 2023
Book Page	16714/112

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$226,867 (+12.89%)	$242,600 (+10.78%) Land $130,000 Building $112,600
2024	$2,799.00 (+21.8%)
2023	$2,298.00 Homeowner's exemption	$200,967	$219,000 Land $119,900 Building $99,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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