88648 Shoreline Loop, Florence, OR 97439 Property Records

Lane County property record for 88648 Shoreline Loop, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,935 sqft · built 1992
Lot Size	0.239 acres (10,454 sqft)
Owner	Trust Name on Record
Last Sale	$295,208 (Aug 2019)
Tax Bill	$8,458 (2025)
Deeds & Mortgages	Apr 2025 Reverse Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-12-33-43-00147-000`

Property Details

APN / Parcel Number

Primary APN	`17-12-33-43-00147-000`
Alternative APN	`1313988`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,935 sqft Finished Area
1st Floor Area	1,474 sqft
2nd Floor Area	393 sqft
Basement Area	1,068 sqft
Finished Basement	1,068 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Garage Area	572 sqft
Driveway	Driveway
Driveway Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1313988
Street Address	88648 SHORELINE LOOP
City	FLORENCE
State	OR
Zip	97439-9171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-SUBURBAN RES DISTRI
Legal Description	SUBD:THE SHORES SEC/TWN/RNG/MER:SEC 33 TWN 17 RNG 12
Legal Range	12W
Legal Township	17S
Legal Section	33
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	THE SHORES
Legal Lot Number	147
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1004
Census Tract	706

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	88648 SHORELINE LOOP, FLORENCE, OR 97439-9171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed of Trust, Mortgage · Reverse Mortgage MOVEMENT MORTGAGE
Aug 20, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Oct 6, 1997
Deed Document Number	2019-035996
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	88648 SHORELINE LOOP, FLORENCE, OR 97439-9171
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010906
Date	Apr 17, 2025
Instrument	2025-010906

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	987 Months
Due	Jul 11, 2107

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2025
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.7%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 20, 2019
Property Address	88648 SHORELINE LOOP, FLORENCE, OR 97439-9171
Document Number	0000035996
Instrument Date	Aug 19, 2019
Instrument	35996
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$295.21
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4145 W MONTEREY ST CHANDLER AZ 852262136, CHANDLER, AZ 85226-2136

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,458.00 (+5.96%)	$777,188 (+6.09%)	$1,283,173 (+5.02%) Land $354,278 Building $928,895
2023	$7,982.00 (+4.5%)	$732,575 (+3%)	$1,221,834 (+20.74%) Land $307,062 Building $914,772
2022	$7,638.00	$711,238	$1,011,916 Land $279,497 Building $732,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 units insured incl. 88 condo units
Nearby Flood Claims	2 (1983–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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