8863 Sheltowee Trl, Hernando, MS 38632 Property Records

DeSoto County property record for 8863 Sheltowee Trl, Hernando, MS 38632 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,884 sqft · built 1996
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,730 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-06-8-33-01-0-00009-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-8-33-01-0-00009-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,884 sqft Adjusted Area
1st Floor Area	1,221 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Shingle
Lot Area	108,900 sqft (2.5 acres)
Patio Area	39 sqft

Location & Zoning

Street Address	8863 SHELTOWEE TRL
City	HERNANDO
State	MS
Zip	38632-6305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHELTOWEE WEST S-D SEC A LOT 9
Legal Range	006
Legal Township	03S
Legal Section	33
Legal Subdivision	SHELTOWEE WEST S-D
Legal Lot Number	9
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1027
Census Tract	70900

Owner

Source: DeSoto County records · APN 3-06-8-33-01-0-00009-00

Assessment roll updated December 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8863 SHELTOWEE TRL, HERNANDO, MS 38632-6305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 10, 2026
Property Address	8863 SHELTOWEE TRL, HERNANDO, MS 38632-6305
Document Number	1026012304
Book / Page	1026 / 12304
Instrument Date	Jul 10, 2026
Transaction Type	Transfer
Record Updated	Aug 04, 2026
Title Company	SOUTHERN TRUST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8863 SHELTOWEE TRL, HERNANDO, MS 38632-6305

Mortgage

Document Number	5663078439,
Date	Jul 10, 2026
Book Page	5663/78439

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,730.00 (+17.37%)	$24,609 (+38.63%) Land $2,500 Building $22,109	$246,085 (+38.62%) Land $25,000 Building $221,085
2023	$1,474.00	$17,752	$177,523 Land $25,000 Building $152,523

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330709001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force 10 of 11 on primary residences
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	About 1 in 625 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.