8863 Miller St, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 8863 Miller St, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,718 sqft · built 1940
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Feb 2020)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-23-140-0054-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-140-0054-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,718 sqft Living Area
1st Floor Area	1,156 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	117 ft deep x 31 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8863 MILLER ST
City	IRA
State	MI
Zip	48023-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 31 ASSESSORS REPLAT OF IRA TOWNSHIP ASSESSORS PLAT NO 2 ACCORDING TO THE PLAT RECORDED IN LIBER 49 OF PLATS PG 18 ST
Legal Range	15E
Legal Township	03N
Legal Section	01
Legal Subdivision	ASSESSORS
Legal Lot Number	31
Legal Unit	31
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1006
Census Tract	650200

Owner

8863 Miller St is owned and occupied by an individual who bought it in February 2020.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8863 MILLER ST, IRA, MI 48023-2433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 28, 2020	Warranty Deed, Transfer · VA Mortgage JP MORGAN CHASE BANK
May 1, 2017	Warranty Deed, Transfer · FHA Mortgage GTL INVS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	20205182
Deed Book / Page	5158 / 297
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	003751/932
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8863 MILLER ST, IRA, MI 48023-2433
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8863 MILLER ST, IRA, MI 48023-2433

Mortgage

Document Number	0005335829
Date	Mar 17, 2021
Book Page	5335/829
Instrument	2021007756

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 28, 2020
Property Address	8863 MILLER ST, IRA, MI 48023-2433
Document Number	0005158297
Book / Page	5158 / 297
Map Reference	LB 49 PG 18
Instrument Date	Feb 19, 2020
Instrument	2020005182
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,046.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8863 MILLER ST, IRA, MI 48023-2433

Mortgage

Document Number	2020005183
Date	Feb 28, 2020
Instrument	2020005183

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 1, 2017
Property Address	8863 MILLER ST, IRA, MI 48023-2433
Document Number	0048250159
Book / Page	004825 / 000159
Instrument Date	Apr 10, 2017
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54421 PINE ST NEW BALTIMORE MI 480475570, NEW BALTIMORE, MI 48047-5570

Mortgage

Document Number	48250161
Date	May 1, 2017
Book Page	004825/000161

Lender

Name	GTL INVS
Address	SOUTHFIELD, MI 48075

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8863 Miller St was $2,424 with a homeowner's exemption, up 0.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,300 (+5.41%)	$198,600
2025	$2,424.00 (+0.12%) Homeowner's exemption	$94,200
2024	$2,421.00		$188,400
2023		$75,300
2022	$2,227.00		$150,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8863 Miller St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 120 policies
Nearby Flood Policies	120 in force
Nearby Flood Claims	219 (1978–2026)
Claims Outside the SFHA	60 of 219
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8863 Miller St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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