8862 Lower St, Rushford, NY 14777 Property Records

Allegany County and Rushford Town property record for 8862 Lower St, Rushford, NY 14777

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,734 sqft · built 1884
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Tax Bill$848 (2026)
Deeds & MortgagesOct 2018 Mortgage
APN026400 76.5-1-51

Property Details

APN / Parcel Number

Primary APN026400 76.5-1-51
Alternative APNs
  • 640007600500010510000000
  • 00000000579

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,734 sqft Living Area
1st Floor Area1,230 sqft
2nd Floor Area504 sqft

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
PorchSlab
Porch Area165 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelCoal
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000000579
Street Address8862 LOWER ST
CityRUSHFORD
StateNY
Zip14777-9708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGL 36
Legal Block1
Legal Lot Number51.000
JurisdictionALLEGANY NY
Township / Civil DivisionRUSHFORD
Census Block Group1
Census Block1019
Census Tract950402

Owner

8862 Lower St is owned and occupied by an individual.

Source: Allegany County and Rushford Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing AddressLOWR ST, RUSHFORD, NY 14777
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY NY
Property Address8862 LOWER ST, RUSHFORD, NY 14777-9708
Document Number0000100865
Instrument DateOct 16, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019
Title CompanySELECT BUSN SERVICES, SELECT BUSN SVC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8862 LOWER ST RUSHFORD NY 147779708, RUSHFORD, NY 14777-9708

Mortgage

Document Number0000100865
DateDec 28, 2018
Instrument100865
Lender
NameSUSTAINABLE NEIGHBORHOODS LLC
AddressNEW YORK, NY 10004
Agreement
TypeConventional with PMI
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 8862 Lower St was $848 with exemptions applied, up 64.3% from the year before.

Source: Allegany County and Rushford Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAllegany County
County SubdivisionRushford Town
Unified School DistrictCuba-Rushford Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$848.00 (+64.34%) Homeowner's exemption Senior Citizen's exemption
2025$516.00$27,100 Land $2,500 Building $24,600$45,200 Land $4,170 Building $41,030
2023$27,100 Land $2,500 Building $24,600$36,200 Land $3,339 Building $32,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8862 Lower St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8862 Lower St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Lower St

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