8861 Georgetown Rd, Chestertown, MD 21620 Property Records

Kent County property record for 8861 Georgetown Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,292 sqft · built 1900
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,000 (Oct 2021)
Tax Bill	$2,943 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-002188`

Property Details

APN / Parcel Number

Primary APN	`06-002188`
Alternative APNs	`6002188` `002188`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,255 sqft (0.465 acres)
Lot Dimensions	222 ft deep x 70 ft wide

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	002188
Street Address	8861 GEORGETOWN RD
City	CHESTERTOWN
State	MD
Zip	21620-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Legal Description	LOT 0.465 AC 8861 GEORGETOWN ROAD W OF CHESTERTOWN
Legal Lot Number	8861
Jurisdiction	KENT MD
Township / Civil Division	6, FAIRLEE
Census Block Group	1
Census Block	1056
Census Tract	950400

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8861 GEORGETOWN RD, CHESTERTOWN, MD 21620-4440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jan 19, 2021	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Book / Page	1199 / 287
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT MD
Recording Date	Oct 25, 2021
Property Address	8861 GEORGETOWN RD, CHESTERTOWN, MD 21620-4440
Document Number	0011990287
Book / Page	1199 / 287
Instrument Date	Oct 18, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LIBERTY TITLE ESCROW/MD LLC, LIBERTY T&E OF MD LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 DUVALL LN, 508, ANNAPOLIS, MD 21403-3720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8861 GEORGETOWN RD, CHESTERTOWN, MD 21620-4440

Mortgage

Document Number	0001199295
Date	Oct 25, 2021
Instrument	1199/295

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT MD
Recording Date	Jan 19, 2021
Property Address	8861 GEORGETOWN RD, CHESTERTOWN, MD 21620-4440
Document Number	0011200131
Book / Page	001120 / 000131
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	508 DUVALL LN ANNAPOLIS MD 214033720, ANNAPOLIS, MD 21403-3720

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,943.00 (+1.59%) Homeowner's exemption	$259,600 (+7.84%) Land $38,800 Building $220,800	$259,600 (-0.54%) Land $38,800 Building $220,800
2025	$2,897.00 (+16.91%) Homeowner's exemption
2023	$2,478.00 Homeowner's exemption	$240,733	$261,000 Land $37,600 Building $223,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	7 (1986–2003)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband, Talkie Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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