8861 Custer School Rd, Custer, WA 98240 Property Records

Whatcom County property record for 8861 Custer School Rd, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 1900
Lot Size	4.73 acres (206,039 sqft)
Owner	Individual Name on Record
Last Sale	$359,900 (Jul 2015)
Tax Bill	$4,753 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`522657`

Property Details

APN / Parcel Number

Primary APN	`522657`
Alternative APNs	`400114 492480 0000` `116058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,406 sqft Living Area
1st Floor Area	1,812 sqft
2nd Floor Area	1,000 sqft

Exterior

Year Built	Built 1900
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	206,039 sqft (4.73 acres)
Garage Type	Detached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	342 sqft
Deck Area	159 sqft
Storage Building	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	522657
Street Address	8861 CUSTER SCHOOL RD
City	CUSTER
State	WA
Zip	98240-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 1 OCTOBER FIELDS SHORT PLAT AS REC BOOK 15 SHORT PLATS PG 79
Legal Range	01
Legal Township	40
Legal Section	14
Legal Subdivision	OCTOBER FIELDS SHORT PLAT
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1019
Census Tract	10408

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8861 CUSTER SCHOOL RD, CUSTER, WA 98240-9216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Aug 12, 2019	Deed of Trust, Mortgage · Conventional with PMI WHATCOM EDUCATIONAL CU
May 14, 2018	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2015 · Amount on Record
Deed Sale	Jul 30, 2015 · Amount on Record
Prior Sale	Oct 18, 2013
Deed Document Number	2150703515
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8861 CUSTER SCHOOL RD, CUSTER, WA 98240-9216
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301434
Date	Mar 21, 2023
Instrument	2023-0301434

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8861 CUSTER SCHOOL RD, CUSTER, WA 98240-9216
Document Number	2190802041
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8861 CUSTER SCHOOL RD CUSTER WA 982409216, CUSTER, WA 98240-9216

Mortgage

Document Number	2190802041
Date	Aug 16, 2019
Instrument	802041

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8861 CUSTER SCHOOL RD, CUSTER, WA 98240-9216
Document Number	2180502234
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8861 CUSTER SCHOOL RD CUSTER WA 982409216, CUSTER, WA 98240-9216

Mortgage

Document Number	2180502234
Date	May 18, 2018
Instrument	502234

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,753.00 (+32.62%)	$616,714 (+15.84%) Land $338,755 Building $277,959	$616,714 (+15.84%) Land $338,755 Building $277,959
2022		$532,394 Land $241,704 Building $290,690	$532,394 Land $241,704 Building $290,690
2021	$3,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Custer School Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures