8860 E Franklin St, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 8860 E Franklin St, Mount Pleasant, NC 28124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1935
Lot Size1.05 acres (45,738 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Jul 2020)
Tax Bill$2,316 (2023)
Deeds & MortgagesFeb 2024 Construction Loan
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5670 42 6218

Property Details

APN / Parcel Number

Primary APN5670 42 6218
Alternative APNs
  • 08041 0010.000000
  • 134703

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Living Area
Gross Area2,640 sqft
1st Floor Area1,680 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1975
Exterior MaterialAsbestos
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area45,738 sqft (1.05 acres)
Lot Dimensions285 ft deep x 158 ft wide
Garage Area252 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area210 sqft
Deck Area228 sqft
Patio Area228 sqft
Storage Building150 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelOil

Location & Zoning

Account Number134703
Street Address8860 E FRANKLIN ST
CityMT PLEASANT
StateNC
Zip28124-8787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-1
Legal DescriptionSOUTH SIDE MT PLEASANT-ALBEMARLE HWY
Legal SubdivisionMT PLEASANT
JurisdictionCABARRUS NC
Township / Civil Division8, MOUNT PLEASANT
Census Block Group3
Census Block3006
Census Tract41701

Owner

Source: Cabarrus County records · APN 5670 42 6218

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8830 E FRANKLIN ST, MT PLEASANT, NC 28124-8787
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Construction Mortgage
UWHARRIE MORTGAGE INC
Jul 20, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Deed Document Number0014339170
Deed Book / Page14339 / 170
Record UpdatedJun 07, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address8860 E FRANKLIN ST, MT PLEASANT, NC 28124-8787
Transaction TypeMortgage
Record UpdatedMay 02, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001682240
DateFeb 22, 2024
Book Page16822/40
Lender
NameUWHARRIE MORTGAGE INC
TypeMortgage Company
AddressALBEMARLE, NC 28002
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 21, 2044
Interest
Rate TypeAdjustable Rate

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJul 20, 2020
Property Address8860 FRANKLIN ST E, MT PLEASANT, NC 28124-8787
Document Number14339170
Book / Page014339 / 000170
Instrument DateJul 17, 2020
Instrument22796
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8860 FRANKLIN ST E MOUNT PLEASANT NC 281248787, MOUNT PLEASANT, NC 28124-8787

Mortgage

Document Number14339173
DateJul 20, 2020
Book Page014339/000173
Instrument22797
Lender
NameUNITED BK
TypeBank
AddressMOORESVILLE, NC 28117
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMount Pleasant Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,316.00$186,000 Land $160,080 Building $25,920$186,000 Land $160,080 Building $25,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Based on FCC filings for 174 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF MOUNT PLEASANT
serves 1,786 people
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
currently in violation since Jul 2026
Haloacetic acids
not recorded as resolved · Apr 2026
Treatment and ProcedureOrganic carbon removal
Apr 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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