886 Lariat Loop, Galt, CA 95632 Property Records

Sacramento County property record for 886 Lariat Loop, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,576 sqft · built 1994
Lot Size	0.16 acres (6,956 sqft)
Owner	Company Name on File
Tax Bill	$6,570 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`150-0540-009-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0540-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
1st Floor Area	1,314 sqft
2nd Floor Area	1,262 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,956 sqft (0.16 acres)
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	886 LARIAT LOOP
City	GALT
State	CA
Zip	95632-8379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	CREEKSIDE VLG 02, LOT 80
Legal Subdivision	CREEKSIDE VLG 02
Legal Lot Number	80
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1041
Census Tract	9504

Owner

886 Lariat Loop is owned by a company that acquired it in August 2005 and is owner-occupied.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 292864, GALT, CA 95632
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Sep 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERACTIVE MTG
Jan 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2005
Deed Sale	Aug 8, 2005
Prior Sale	Jun 30, 2004 · Amount on File
Deed Book / Page	20050808 / 577
Prior Transfer Date	Mar 25, 1999
Prior Transfer Doc	9904000321
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	886 LARIAT LOOP, GALT, CA 95632-8379
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	886 LARIAT LOOP, GALT, CA 95632-8379

Mortgage

Document Number	0000000580
Date	May 18, 2021
Instrument	202105180580

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 17, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	886 LARIAT LOOP, GALT, CA 95632-8379
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	886 LARIAT LOOP, GALT, CA 95632-8379

Mortgage

Document Number	5180000000580
Date	May 18, 2021
Book Page	20210518/580

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 17, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	886 LARIAT LOOP, GALT, CA 95632-8379
Document Number	2010051145
Instrument Date	Sep 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	886 LARIAT LOOP GALT CA 956328379, GALT, CA 95632-8379

Mortgage

Document Number	2010051145
Date	Oct 5, 2020
Instrument	2010051145

Lender

Name	INTERACTIVE MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 15, 2020
Property Address	886 LARIAT LOOP, GALT, CA 95632-8379
Document Number	2001151752
Instrument Date	Nov 25, 2019
Instrument	2001151752
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 292864 GALT CA 95632, GALT, CA 95632

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	886 LARIAT LOOP, GALT, CA 95632-8379
Document Number	1910310065
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	886 LARIAT LOOP GALT CA 956328379, GALT, CA 95632-8379

Mortgage

Document Number	1910310065
Date	Oct 31, 2019
Instrument	1910310065

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 30, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 886 Lariat Loop was $6,570 with a homeowner's exemption, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,069 (+2%) Land $108,755 Building $471,314
2025	$6,570.00 (+4.43%) Homeowner's exemption	$568,696 Land $106,623 Building $462,073
2024	$6,291.00 (-6.97%)
2023	$6,762.00 (+3.78%) Homeowner's exemption	$546,615 Land $102,484 Building $444,131
2022	$6,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 886 Lariat Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 886 Lariat Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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