886 Dan Waters Rd, Commerce, GA 30530 Property Records

Jackson County property record for 886 Dan Waters Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,903 sqft · built 2016
Lot Size	14.1 acres (618,116 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,980 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009 022`

Property Details

APN / Parcel Number

Primary APN	`009 022`
Alternative APN	`36877`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,903 sqft Heated Area
1st Floor Area	1,903 sqft
Basement Area	1,903 sqft
Unfinished Basement	1,903 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	618,116 sqft (14.1 acres)
Porch	Slab
Porch Area	521 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	36877
Street Address	886 DAN WATERS RD
City	COMMERCE
State	GA
Zip	30530-4360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	14.189 ACRES PLAT BK 71 PG 26
Legal Block	71
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1015
Census Tract	10400

Owner

886 Dan Waters Rd is owned and occupied by two individuals.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	886 DAN WATERS RD, COMMERCE, GA 30530-4360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	886 DAN WATERS RD, COMMERCE, GA 30530-4360
Document Number	00092E0392
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	886 DAN WATERS RD COMMERCE GA 305304360, COMMERCE, GA 30530-4360

Mortgage

Document Number	00092E0392
Date	Oct 23, 2020
Book Page	00092E/000392

Lender

Name	MAGNOLIA BK
Type	Bank
Address	HOGDENVILLE, KY 42748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 22, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 886 Dan Waters Rd was $3,980 with a homeowner's exemption, down 1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,160 (-) Land $107,960 Building $145,200	$632,900 (-) Land $269,900 Building $363,000
2025	$3,980.00 (-1%) Homeowner's exemption	$253,160 (-) Land $107,960 Building $145,200	$632,900 (-) Land $269,900 Building $363,000
2024	$4,020.00 (+22.82%) Homeowner's exemption	$253,160 (+7.13%) Land $107,960 Building $145,200	$632,900 (+7.13%) Land $269,900 Building $363,000
2023	$3,273.00 (+3.48%) Homeowner's exemption	$236,320 (+51.72%) Land $107,960 Building $128,360	$590,800 (+51.72%) Land $269,900 Building $320,900
2022	$3,163.00 Homeowner's exemption	$155,760 Land $53,960 Building $101,800	$389,400 Land $134,900 Building $254,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 886 Dan Waters Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 886 Dan Waters Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20