8858 State Rte 144, Philpot, KY 42366 Property Records

Daviess County property record for 8858 State Rte 144, Philpot, KY 42366

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,160 sqft · built 2003
Lot Size1.96 acres (85,378 sqft)
OwnerIndividual Name on Record
Tax Bill$2,045 (2025)
Deeds & MortgagesNov 2005 Line of Credit
Jan 2006 Mortgage
Flood ZoneZone X (minimal risk)
APN110-00-00-005-01-000

Property Details

APN / Parcel Number

Primary APN110-00-00-005-01-000
Alternative APN
  • 2257598

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,160 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area85,378 sqft (1.96 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address8858 STATE ROUTE 144
CityPHILPOT
StateKY
Zip42366-9743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8858 HWY 144
Legal SubdivisionFRANCIS LANHAM
JurisdictionDAVIESS KY
Township / Civil DivisionWHITESVILLE-PHILPOT
Census Block Group1
Census Block1022
Census Tract1502

Owner

Source: Daviess County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8858 STATE ROUTE 144, PHILPOT, KY 42366-9743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2005Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Jan 12, 2006Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS KY
Property Address8858 STATE ROUTE 144, PHILPOT, KY 42366-9743
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001468/242
DateNov 14, 2005
Book Page1468/242
Instrument2005-00020297
Lender
NameOLD NATIONAL BANK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueOct 19, 2010
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIESS KY
Property Address8858 STATE ROUTE 144, PHILPOT, KY 42366-9743
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001510/518
DateJan 12, 2006
Book Page1510/518
Instrument0010306
Lender
NameINDEPENDENCE BANK
TypeBank
AddressOWENSBORO, KY 42302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term366 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
Unified School DistrictDaviess County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,045.00$198,500 (-) Land $25,000 Building $173,500$198,500 (-) Land $25,000 Building $173,500
2023$198,500$198,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemE DAVIESS CO WATER ASSOC INC
private · serves 11,997 people · EPA ID KY0300109
Water SourcePurchased groundwater from several systems
Last State InspectionJun 2024
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Rte 144

Nearby Streets

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