Morgan County property record for 8858 River Rd, Hedgesville, WV 25427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,956 sqft · built 1992 |
| Lot Size | 0.853 acres (37,157 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,115 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-5-0095.0002 |
| Primary APN | 07-5-0095.0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,956 sqft Living Area |
| 1st Floor Area | 2,112 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,157 sqft (0.853 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8858 RIVER RD |
|---|---|
| City | HEDGESVILLE |
| State | WV |
| Zip | 25427-3356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDEN WOOD S/D TR 2 0.853 AC |
| Legal Subdivision | EDEN WOOD S/D |
| Legal Tract | 2 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970702 |
Source: Morgan County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8858 RIVER RD, HEDGESVILLE, WV 25427-3356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage DISCOVER BANK |
| Jun 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 9, 2010 |
| Transfer Doc | 236/577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 8858 RIVER RD, HEDGESVILLE, WV 25427-3356 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000503/202 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 503/202 |
| Instrument | 899449 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN WV |
| Property Address | 8858 RIVER RD, HEDGESVILLE, WV 25427-3356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 421/312 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 421/312 |
| Instrument | 838453 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,115.00 (+6.6%) | $112,500 (+6.84%) Land $22,080 Building $90,420 | $187,500 (+6.84%) Land $36,800 Building $150,700 |
| 2025 | $1,046.00 (+10.22%) | $105,300 (+11.01%) Land $22,080 Building $83,220 | $175,500 (+11.01%) Land $36,800 Building $138,700 |
| 2023 | $949.00 (+1.06%) | $94,860 (+1.02%) Land $20,220 Building $74,640 | $158,100 (+1.02%) Land $33,700 Building $124,400 |
| 2022 | $939.00 | $93,900 Land $20,220 Building $73,680 | $156,500 Land $33,700 Building $122,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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