Kent County property record for 8855 Orchard Dr, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,052 sqft · built 1995 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,900 (Feb 2021) |
| Tax Bill | $4,438 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-023641 |
| Primary APN | 04-023641 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,052 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 82,328 sqft (1.89 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 264 sqft |
| Deck Area | 792 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 023641 |
|---|---|
| Street Address | 8855 ORCHARD DR |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 26-1.89 ACRES 8855 ORCHARD DRIVE ORCHARD HILL |
| Legal Subdivision | ORCHARD HILL |
| Legal Lot Number | 26 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 4, CHESTERTOWN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950300 |
8855 Orchard Dr is owned and occupied by two individuals who bought it in February 2021.
Source: Kent County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8855 ORCHARD DR, CHESTERTOWN, MD 21620-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 24, 2019 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Jul 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on File |
| Deed Sale | Feb 9, 2021 · Amount on File |
| Prior Sale | Jul 24, 2019 · Amount on File |
| Deed Book / Page | 1125 / 85 |
| Prior Transfer Date | Sep 23, 2011 |
| Prior Transfer Doc | 0006940112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT MD |
| Recording Date | Feb 9, 2021 |
| Property Address | 8855 ORCHARD DR, CHESTERTOWN, MD 21620-3405 |
| Document Number | 0011250085 |
| Book / Page | 1125 / 85 |
| Map Reference | MB EHP 2 FO 252&253 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8855 ORCHARD DR, CHESTERTOWN, MD 21620-3405 |
| Document Number | 0000112591 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 1125/91 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 8855 ORCHARD DR, CHESTERTOWN, MD 21620-3405 |
| Document Number | 0010130164 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8855 ORCHARD DR CHESTERTOWN MD 216203405, CHESTERTOWN, MD 21620-3405 |
| Document Number | 0010130164 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 001013/000164 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT MD |
| Recording Date | Jul 24, 2019 |
| Property Address | 8855 ORCHARD DR, CHESTERTOWN, MD 21620-3405 |
| Document Number | 0010100111 |
| Book / Page | 001010 / 000111 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8855 ORCHARD DR CHESTERTOWN MD 216203405, CHESTERTOWN, MD 21620-3405 |
| Document Number | 10100115 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 001010/000115 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 8855 ORCHARD DR, CHESTERTOWN, MD 21620-3405 |
| Document Number | 0010440138 |
| Instrument Date | Jul 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8855 ORCHARD DR CHESTERTOWN MD 216203405, CHESTERTOWN, MD 21620-3405 |
| Document Number | 0010440138 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 001044/000138 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2050 |
The 2026 property tax bill for 8855 Orchard Dr was $4,438 with a homeowner's exemption, up 3.3% from the year before.
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,438.00 (+3.31%) Homeowner's exemption | $386,133 (+3.35%) | $411,200 (+10.06%) Land $111,800 Building $299,400 |
| 2025 | $4,296.00 Homeowner's exemption | $373,600 Land $111,800 Building $261,800 | $373,600 Land $111,800 Building $261,800 |
| 2023 | $3,886.00 Homeowner's exemption | $355,800 | $373,600 Land $111,800 Building $261,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8855 Orchard Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8855 Orchard Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| Breezeline Cable | 250 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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