8855 Cross St, Cincinnati, OH 45242 Property Records

Hamilton County property record for 8855 Cross St, Cincinnati, OH 45242

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,811 sqft · built 2006
Lot Size	0.486 acres (21,201 sqft)
Owner	2 Company Names on Record
Last Sale	$950,000 (Aug 2023)
Tax Bill	$13,688 (2025)
Deeds & Mortgages	Aug 2023 Sale Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`620-0241-0096-00`

Property Details

APN / Parcel Number

Primary APN	`620-0241-0096-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,811 sqft Living Area
1st Floor Area	2,083 sqft
2nd Floor Area	728 sqft
Basement Area	2,071 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	21,201 sqft (0.486 acres)
Lot Dimensions	100 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8855 CROSS ST
City	CINCINNATI
State	OH
Zip	45242-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSS ST 0.4867 AC R1- T5- S33
Jurisdiction	HAMILTON OH
Township / Civil Division	SYMMES
Census Block Group	5
Census Block	5010
Census Tract	24322

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	8855 CROSS ST, CINCINNATI, OH 45242-5402
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Warranty Deed, Transfer
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	0000061355
Deed Book / Page	14990 / 1059
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 30, 2023
Property Address	8855 CROSS ST, CINCINNATI, OH 45242-5402
Document Number	0000061355
Book / Page	14990 / 1059
Instrument Date	Aug 25, 2023
Instrument	2023-0061355
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8855 CROSS ST, CINCINNATI, OH 45242-5402

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8855 CROSS ST, CINCINNATI, OH 45242-5402
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099958
Date	Oct 24, 2022
Book Page	14779/1490
Instrument	2022-0099958

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Margin	3
Max Rate	9.87%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 16, 2022
Property Address	8855 CROSS ST, CINCINNATI, OH 45242-5402
Document Number	0000088435
Book / Page	14753 / 316
Instrument Date	Sep 2, 2022
Instrument	2022-0088435
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000088436
Date	Sep 16, 2022
Instrument	2022-0088436

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Symmes Township
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,688.00 (+3.34%)	$304,500 (+%) Land $27,149 Building $277,351
2024	$13,245.00 (+0.62%)	$304,499 (-) Land $27,149 Building $277,350
2023	$13,163.00 (+28.38%)	$304,499 (+58.48%) Land $27,149 Building $277,350	$870,000 (+58.48%) Land $77,570 Building $792,430
2022	$10,253.00 Homeowner's exemption	$192,140 Land $20,944 Building $171,196
2020			$548,970 Land $59,840 Building $489,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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