Effingham County property record for 8854 N 1550th Rd, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1,736 sqft · built 1973 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,673 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-022-012 |
| Primary APN | 14-10-022-012 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,736 sqft Base Area |
| 1st Floor Area | 1,736 sqft |
| Basement Area | 1,736 sqft |
| Unfinished Basement | 1,736 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 8854 N 1550TH RD |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 208.71FT OF N 469.2FT OF W 207.71FT W1/2 NW NE 2599/212 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 950500 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8854 N 1550TH RD, EFFINGHAM, IL 62401-4871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 8854 N 1550TH RD, EFFINGHAM, IL 62401-4871 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201701702677 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 3308/265 |
| Instrument | 201701702677 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | Effingham, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Change Frequency | Monthly |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,673.00 (+40.84%) | $75,300 (+33.72%) Land $3,290 Building $72,010 | $225,900 (+33.72%) Land $9,870 Building $216,030 |
| 2022 | $2,608.00 Homeowner's exemption | $56,310 Land $2,460 Building $53,850 | $168,930 Land $7,380 Building $161,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
4G LTE (outdoors only), no 5G reported
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