8850 Oak Trail Dr, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 8850 Oak Trail Dr, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,230 sqft · built 1982
Lot Size	0.126 acres (5,480 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Dec 2025)
Tax Bill	$7,161 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-640-039-000`

Property Details

APN / Parcel Number

Primary APN	`016-640-039-000`
Alternative APN	`016-640-039`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	1,670 sqft
1st Floor Area	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,480 sqft (0.126 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	016-640-039
Street Address	8850 OAK TRAIL DR
City	SANTA ROSA
State	CA
Zip	95409-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	LOT 39 OAKMONT #14-C
Legal Subdivision	OAKMONT
Legal Block	1
Legal Lot Number	39
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1010
Census Tract	151602

Owner

8850 Oak Trail Dr is owned by two individuals who bought it in December 2025.

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6957 S FREDERICKSBURG DR, SYLVANIA, OH 43560-3222
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 5, 2025	Grant Deed, Transfer · Conventional Mortgage PREMIER LENDING INC
Jun 16, 2022	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Prior Sale	Jun 16, 2022 · Amount on File
Deed Document Number	202561927
Prior Transfer Date	Apr 15, 2003
Prior Transfer Doc	0000077002
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	8850 OAK TRAIL DR, SANTA ROSA, CA 95409-6440
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6609 DESCHUTES RD, ANDERSON, CA 96007-8492

Mortgage

Document Number	0000022978
Date	Mar 30, 2022
Instrument	2022022978

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Dec 1, 2036

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 5, 2025
Property Address	8850 OAK TRAIL DR, SANTA ROSA, CA 95409-6440
Document Number	0000061927
Map Reference	MB 292 PG 9-11
Instrument Date	Nov 26, 2025
Instrument	2025061927
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	NORTHEAST TITLE COMPANY, NORTH COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,829.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6957 S FREDERICKSBURG DR, SYLVANIA, OH 43560-3222

Mortgage

Document Number	0000061928
Date	Dec 5, 2025
Instrument	2025061928

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 16, 2022
Property Address	8850 OAK TRAIL DR, SANTA ROSA, CA 95409-6440
Document Number	0000041766
Map Reference	MB 292 PG 9-11
Instrument Date	Jun 6, 2022
Instrument	2022041766
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,844.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	49 THURSTON POINT RD, GLOUCESTER, MA 01930-1650

Mortgage

Document Number	0000041767
Date	Jun 16, 2022
Instrument	2022041767

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Kenwood Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,000 (-6.56%) Land $236,000 Building $354,000
2025	$7,161.00 (+3.5%)	$631,418 (+4.04%) Land $191,017 Building $440,401
2023	$6,919.00 (+15.49%)	$606,900 Land $183,600 Building $423,300
2022	$5,991.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8850 Oak Trail Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1995–2005)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8850 Oak Trail Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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