Cumberland County property record for 8850 Main St, Godwin, NC 28344
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,710 sqft · built 1963 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,451 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0593-54-9210 |
| Primary APN | 0593-54-9210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,710 sqft Heated Area |
| 1st Floor Area | 1,710 sqft |
| Utility Area | 134 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 300 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 350 sqft |
| Carport | Carport |
| Carport Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 162 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 8850 MAIN ST |
|---|---|
| City | GODWIN |
| State | NC |
| Zip | 28344-9094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R6A |
| Legal Description | LUCAS LTS & RES (1.00 ACRE) |
| Legal Subdivision | TOWN OF GODWIN |
| Legal Block | 54 |
| Legal Lot Number | 9210 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | BLACK RIVER |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 2600 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8850 MAIN ST, GODWIN, NC 28344-9094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES |
| Dec 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Dec 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2016 |
| Deed Sale | Dec 28, 2016 |
| Deed Document Number | 201639549 |
| Deed Book / Page | 10007 / 633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jul 1, 2026 |
| Property Address | 8850 MAIN ST, GODWIN, NC 28344-9094 |
| Document Number | 0000022101 |
| Book / Page | 12566 / 579 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 202622101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8850 MAIN ST, GODWIN, NC 28344-9094 |
| Document Number | 0000022101, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 12566/579 |
| Instrument | 202622101 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 284 Months |
| Due | Mar 1, 2050 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 8850 MAIN ST, GODWIN, NC 28344-9094 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 8850 MAIN ST, GODWIN, NC 28344-9094 |
| Document Number | 0116350302 |
|---|---|
| Date | Dec 14, 2022 |
| Book Page | 11635/302 |
| Instrument | 47979 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 8850 MAIN ST, GODWIN, NC 28344-9094 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 880 MAN ST, GODWIN, NC 28344 |
| Document Number | 0112770458 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 11277/458 |
| Instrument | 47603 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 8850 MAIN ST, GODWIN, NC 28344-9094 |
| Document Number | 0106880386 |
| Instrument Date | Feb 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8850 MAIN ST GODWIN NC 283449094, GODWIN, NC 28344-9094 |
| Document Number | 0106880386 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 010688/000386 |
| Instrument | 4368 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 8850 MAIN ST, GODWIN, NC 28344-9094 |
| Document Number | 0102270584 |
| Book / Page | 010227 / 000584 |
| Instrument Date | Dec 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8850 MAIN ST GODWIN NC 283449094, GODWIN, NC 28344-9094 |
| Document Number | 0102270584 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 010227/000584 |
| Instrument | 40367 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2047 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Godwin Town |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,451.00 (+3.59%) | ||
| 2025 | $2,366.00 (+59.97%) | $157,413 (+42.16%) Land $27,500 Building $129,913 | $157,413 (+42.16%) Land $27,500 Building $129,913 |
| 2024 | $1,479.00 (+2.57%) | $110,726 (-) Land $14,000 Building $96,726 | $110,726 (-) Land $14,000 Building $96,726 |
| 2023 | $1,442.00 (+2.63%) | $110,726 Land $14,000 Building $96,726 | $110,726 Land $14,000 Building $96,726 |
| 2022 | $1,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GODWIN serves 390 people · EPA ID NC0326050 |
|---|---|
| Water Source | Purchased surface water from FALCON WATER SYSTEM |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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