Boone County property record for 8850 Lower River Rd, Burlington, KY 41005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,041 sqft · built 2003 |
| Lot Size | 4.01 acres (174,676 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Apr 2002) |
| Tax Bill | $3,901 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011.00-00-005.01 |
| Primary APN | 011.00-00-005.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,041 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Lot Area | 174,676 sqft (4.01 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 8850 LOWER RIVER RD |
|---|---|
| City | BURLINGTON |
| State | KY |
| Zip | 41005-8696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.0031 AC LOWER RIVER RD (11-5A,5A2) ALSO INCLUDES 005.03 & 005.04 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | BURLINGTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 70502 |
8850 Lower River Rd is owned and occupied by two individuals who bought it in April 2002.
Source: Boone County records, as of November 21, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8850 LOWER RIVER RD, BURLINGTON, KY 41005-8696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2002 · Amount on File |
| Deed Sale | Apr 1, 2002 · Amount on File |
| Deed Document Number | 0000080137 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 8850 LOWER RIVER RD, BURLINGTON, KY 41005-8696 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Title Company | LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0M4672/392 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | M4672/392 |
| Instrument | 939462 |
| Name | MIAMI SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MIAMITOWN, OH 45041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Max Rate | 11.5% |
The 2025 property tax bill for 8850 Lower River Rd was $3,901.
Source: Boone County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Unified School District | Boone County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,901.00 | $390,000 Land $95,000 Building $295,000 | |
| 2024 | $390,000 (+5.55%) Land $95,000 Building $295,000 | ||
| 2023 | $3,768.00 (-0.19%) | $369,500 (-) Land $48,100 Building $321,400 | $369,500 (-) Land $48,100 Building $321,400 |
| 2022 | $3,775.00 | $369,500 Land $48,100 Building $321,400 | $369,500 Land $48,100 Building $321,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8850 Lower River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8850 Lower River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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