8850 Gander Ln, Berlin, MD 21811 Property Records

Worcester County property record for 8850 Gander Ln, Berlin, MD 21811

Property Summary

Property Type	Rural Home
Details	4 ba · 4,833 sqft · built 2006
Lot Size	30.5 acres (1,331,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,425,000 (Jun 2021)
Tax Bill	$9,262 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-144232`

Property Details

APN / Parcel Number

Primary APN	`03-144232`
Alternative APN	`144232`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,833 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Material	Tile
Lot Area	1,331,629 sqft (30.5 acres)
Garage Type	Attached
Garage Area	956 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	803 sqft
Deck Area	95 sqft
Shed	1 Shed
Shed Area	2,400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	144232
Street Address	8850 GANDER LN
City	BERLIN
State	MD
Zip	21811-2805
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	LOT 5 30.57 ACS N SIDE DINGES RD QUILLEN FARM LLC SUBD
Legal Subdivision	QUILLEN FARM LLC SUB
Legal Lot Number	5
Jurisdiction	WORCESTER MD
Township / Civil Division	2, CENTRAL
Census Block Group	3
Census Block	3022
Census Tract	951000

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8850 GANDER LN, BERLIN, MD 21811-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 25, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Dec 3, 2004
Deed Book / Page	8099 / 432
Prior Transfer Date	Apr 22, 2016
Prior Transfer Doc	0067570217
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	8850 GANDER LN, BERLIN, MD 21811-2805
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075340208
Date	Nov 14, 2019
Book Page	7534/208

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 25, 2021
Property Address	8850 GANDER LN, BERLIN, MD 21811-2805
Document Number	0080990432
Book / Page	8099 / 432
Map Reference	MB 157 FO 61
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NOT AVAILABLE, MARYLAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8850 GANDER LN, BERLIN, MD 21811-2805

Mortgage

Document Number	0008099437
Date	Jun 25, 2021
Instrument	8099/437

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,262.00 (+5.41%)	$997,033 (+5.44%)	$1,048,500 (-) Land $336,600 Building $711,900
2025	$8,787.00 (+6.82%)	$945,567 (+10.01%)	$1,048,500 (+17.27%) Land $336,600 Building $711,900
2023	$8,226.00	$859,567	$894,100 Land $336,600 Building $557,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1989–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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