885 Vinson Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 885 Vinson Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,853 sqft · built 2018
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Company Names on File
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-30-03-0-00010-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-30-03-0-00010-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,853 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	71,874 sqft (1.65 acres)

Location & Zoning

Street Address	885 VINSON RD
City	HERNANDO
State	MS
Zip	38632-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	VINSON RIDGE PH I LOT 10
Legal Range	07
Legal Township	03
Legal Section	30
Legal Subdivision	VINSON RIDGE PH 1
Legal Phase	1
Legal Lot Number	10
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	71124

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	885 VINSON RD, HERNANDO, MS 38632-7241
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Mar 4, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Mar 4, 2019
Deed Sale	Mar 4, 2019
Prior Sale	Mar 4, 2019
Deed Document Number	000881/579
Deed Book / Page	0881 / 579
Last Transfer Date	Nov 12, 2020
Transfer Doc	000938/650
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	885 VINSON RD, HERNANDO, MS 38632-7241
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 VINSON RD, HERNANDO, MS 38632-7241

Mortgage

Document Number	005157/559
Date	Feb 8, 2021
Book Page	5157/559

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	885 VINSON RD, HERNANDO, MS 38632-7241
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004926/537
Date	Apr 20, 2020
Book Page	4926/537

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 4, 2019
Property Address	885 VINSON RD, HERNANDO, MS 38632-7241
Document Number	000881/579
Book / Page	0881 / 579
Map Reference	MB 123 PG 14-16
Instrument Date	Mar 1, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5106 BELMONT RD, 5106, HERNANDO, MS 38632-7311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	885 VINSON RD, HERNANDO, MS 38632-7241

Mortgage

Document Number	0004685771
Date	Mar 4, 2019
Instrument	4685/771

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,072.00 (-17.32%)	$32,324 (-) Land $4,000 Building $28,324	$323,244 (-) Land $40,000 Building $283,244
2023	$2,506.00	$32,324	$323,244 Land $40,000 Building $283,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 62% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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