885 Sage St, Elko, NV 89801 Property Records

Elko County property record for 885 Sage St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1981
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (May 2017)
Tax Bill	$2,119 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-620-027`

Property Details

APN / Parcel Number

Primary APN	`001-620-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	3,482 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	885 SAGE ST
City	ELKO
State	NV
Zip	89801-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	A PARCEL OF LAND LOCATED IN A PORTION OF SE4SW4 MDB&M DESCRIBED AS FOLLOWS: COMM AT THE 1/4 COR COMMON TO SECS MDB&M; TH: N 80 0624 W 312.82, TO A PT, THE INTER- SECTION OF THE C/L AT 8TH ST & ELM ST; TH: N 48 1100 W 340.00 TO A PT ON THE C/L OF 8TH
Legal Range	55E
Legal Township	34N
Legal Section	10
Legal Subdivision	TOWN/ELKO
Legal Block	1
Legal Lot Number	5
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1013
Census Tract	950800

Owner

885 Sage St is owned and occupied by two individuals who bought it in May 2017.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	885 SAGE ST, ELKO, NV 89801-3346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 4, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage GREATER NEVADA MORTGAGE SERVICES
Apr 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on File
Deed Sale	May 4, 2017 · Amount on File
Deed Document Number	2017724746
Prior Transfer Date	Feb 11, 2008
Prior Transfer Doc	0000591933
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	885 SAGE ST, ELKO, NV 89801-3346
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000796196
Date	Oct 21, 2021
Instrument	796196

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	KEENE, NH 3431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	885 SAGE ST, ELKO, NV 89801-3346
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000776786
Date	Nov 10, 2020
Instrument	776786

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	885 SAGE ST, ELKO, NV 89801-3346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000765319
Date	Feb 14, 2020
Instrument	765319

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 4, 2017
Property Address	885 SAGE ST, ELKO, NV 89801-3346
Document Number	0000724746
Instrument Date	Apr 18, 2017
Instrument	724746
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	RELIANT TITLE ELKO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1315 LANDER ST, 1315, RENO, NV 89509-2655

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	885 SAGE ST, ELKO, NV 89801-3346

Mortgage

Document Number	0000724747
Date	May 4, 2017
Instrument	724747

Lender

Name	GREATER NEVADA MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Apr 14, 2017
Property Address	885 SAGE ST, ELKO, NV 89801-3346
Document Number	0000723919
Instrument Date	Apr 14, 2017
Instrument	723919
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 885 Sage St was $2,119, up 5.4% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,119.00 (+5.42%)	$62,860 (+14.51%) Land $22,050 Building $40,810	$179,600 (+14.51%) Land $63,000 Building $116,600
2025	$2,010.00	$54,895 Land $12,250 Building $42,645	$156,843 Land $35,000 Building $121,843
2023	$1,936.00 (+8.46%)	$54,505 (+11.86%) Land $12,250 Building $42,255	$155,729 (+11.86%) Land $35,000 Building $120,729
2022	$1,785.00	$48,727 Land $12,250 Building $36,477	$139,220 Land $35,000 Building $104,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 885 Sage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 885 Sage St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband, Verizon.

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