885 Rolling Thunder Ridge Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 885 Rolling Thunder Ridge Rd, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 1,312 sqft · built 1972
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$964,250 (Jan 2022)
Tax Bill	$1,226 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP58N01E086001A`

Property Details

APN / Parcel Number

Primary APN	`RP58N01E086001A`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,312 sqft Finished Area
1st Floor Area	1,888 sqft
Attic	Attic
Attic Area	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	871,200 sqft (20 acres)
Garage Type	Built-in
Pole Barn	1,080 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	885 ROLLING THUNDER RIDGE RD
City	SANDPOINT
State	ID
Zip	83864-6123
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A/f-10
Legal Description	8-58N-1E N2SWSW
Legal Range	01E
Legal Township	58N
Legal Section	08
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1012
Census Tract	950201

Owner

885 Rolling Thunder Ridge Rd, a rural home, is owned and occupied by two individuals who bought it in January 2022.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 VERMEER DR, PONDERAY, ID 83852-9802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2018	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Prior Sale	Jun 11, 2018
Deed Document Number	2022999094
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	885 ROLLING THUNDER RIDGE RD, SANDPOINT, ID 83864-6123
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000917176
Date	Jan 23, 2018
Instrument	917176

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	885 ROLLING THUNDER RIDGE RD, SANDPOINT, ID 83864-6123
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000906713
Date	Jun 16, 2017
Instrument	906713

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	885 ROLLING THUNDER RIDGE RD, SANDPOINT, ID 83864-6123
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	NORTH IDAHO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000955003
Date	Mar 30, 2020
Instrument	955003

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jan 14, 2022
Property Address	885 ROLLING THUNDER RIDGE RD, SANDPOINT, ID 83864-6123
Document Number	0000999094
Instrument Date	Jan 12, 2022
Instrument	999094
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 ROLLING THUNDER RIDGE RD, SANDPOINT, ID 83864-6123

Mortgage

Document Number	0000999095
Date	Jan 14, 2022
Instrument	999095

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 885 Rolling Thunder Ridge Rd was $1,226 with a homeowner's exemption, up 5.9% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,226.00 (+5.87%) Homeowner's exemption	$379,984 (-3.2%) Land $170,872 Building $209,112	$379,984 (-3.2%) Land $170,872 Building $209,112
2025	$1,158.00 Homeowner's exemption	$392,562 Land $170,243 Building $222,319	$392,562 Land $170,243 Building $222,319
2023	$1,499.00 Homeowner's exemption	$473,336 Land $265,356 Building $207,980	$473,336 Land $265,356 Building $207,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 885 Rolling Thunder Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 885 Rolling Thunder Ridge Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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