Harrison County property record for 885 Palm Cv, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,645 sqft · built 1998 |
| Owner | Trust Name on File |
| Deeds & Mortgages | Jan 2023 Mortgage Jun 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1209D-02-001.059 |
| Primary APN | 1209D-02-001.059 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,645 sqft Adjusted Area |
| Gross Area | 2,510 sqft |
| 2nd Floor Area | 788 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Patio Area | 332 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 112955 |
|---|---|
| Street Address | 885 PALM CV |
| City | BILOXI |
| State | MS |
| Zip | 39532-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 54 STONEBRIDGE SEC 14-7-10 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 14 |
| Legal Subdivision | STONEBRIDGE |
| Legal Lot Number | 54 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 3312 |
885 Palm Cv is owner-occupied and held in a trust since June 2025.
Source: Harrison County records, as of November 5, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 885 PALM CV, BILOXI, MS 39532-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Jun 30, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Jun 30, 2025 |
| Transfer Doc | 20250004144DJ2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 885 PALM CV, BILOXI, MS 39532-9501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20230000248TJ2 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 2023-0000248-T-J2 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 30, 2025 |
| Property Address | 885 PALM CV, BILOXI, MS 39532-9501 |
| Document Number | 20250004144DJ2 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2025-0004144-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 885 PALM CV, BILOXI, MS 39532-9501 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 885 PALM CV, BILOXI, MS 39532-9501 |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $16,280 | $162,795 Land $34,500 Building $128,295 |
| 2023 | $14,948 | $149,481 Land $34,500 Building $114,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 885 Palm Cv in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (2005–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 885 Palm Cv has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CoastConnect.
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