885 Mount Carmel Rd, Cabot, AR 72023 Property Records

Lonoke County property record for 885 Mount Carmel Rd, Cabot, AR 72023 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,228 sqft · built 1984
Lot Size	3.56 acres (155,074 sqft)
Owner	2 Company Names on File
Last Sale	$395,000 (Dec 2025)
Tax Bill	$2,189 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`724-10013-000`

Property Details

APN / Parcel Number

Primary APN	`724-10013-000`
Alternative APN	`31954`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,228 sqft Living Area
1st Floor Area	2,148 sqft
Upper Floors Area	1,080 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	155,074 sqft (3.56 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Driveway	Asphalt Driveway
Driveway Area	240 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	610 sqft
Patio Area	712 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	885 MOUNT CARMEL RD
City	CABOT
State	AR
Zip	72023-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N1/2 NW
Legal Range	09W
Legal Township	04N
Legal Section	32
Legal Subdivision	CABOT CITY AREA
Legal Block	1
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1007
Census Tract	20108

Owner

Source: Lonoke County records · APN 724-10013-000

Assessment roll updated October 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	106 SEMINOLE CIR, AUSTIN, AR 72007-9640
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2025	Deed of Trust, Mortgage · FHA Mortgage SENTE MORTGAGE INC
Aug 03, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 10, 2020	Deed of Trust, Construction Loan · Line of Credit FIRST AR BK&TR
Sep 13, 2017	Grant Deed, Transfer · Line of Credit FIRST AR BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2025 · Amount on Record
Deed Sale	Dec 08, 2025 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	202511558
Prior Transfer Date	Dec 01, 2025
Prior Transfer Doc	0000011560
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	885 MOUNT CARMEL RD, CABOT, AR 72023-8358
Transaction Type	Mortgage
Record Updated	Jan 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SEMINOLE CIR, AUSTIN, AR 72007-9640

Mortgage

Document Number	0000011559
Date	Dec 08, 2025
Book Page	2025/11559
Instrument	2025-11559

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Address	AUSTIN, TX 78756

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Aug 03, 2021
Property Address	885 MOUNT CARMEL RD, CABOT, AR 72023-8358
Document Number	0000010150
Book / Page	2021 / 10150
Instrument Date	Jul 29, 2021
Instrument	2021-10150
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 MOUNT CARMEL RD, CABOT, AR 72023-8358

Mortgage

Document Number	202110151
Date	Aug 03, 2021
Instrument	2021-10151

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Recording Date	Jan 10, 2020
Property Address	885 MOUNT CARMEL RD, CABOT, AR 72023-8358
Document Number	0000000330
Instrument Date	Jan 03, 2020
Instrument	330
Transaction Type	Construction Loan
Record Updated	Feb 03, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	885 MOUNT CARMEL RD CABOT AR 720238358, CABOT, AR 72023-8358

Mortgage

Document Number	0000000330
Date	Jan 10, 2020
Instrument	330

Lender

Name	FIRST AR BK&TR
Type	Bank
Address	JACKSONVILLE, AR 72078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 09, 2021

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LONOKE AR
Recording Date	Sep 13, 2017
Property Address	885 MOUNT CARMEL RD, CABOT, AR 72023-8358
Document Number	0000009011
Instrument Date	Sep 08, 2017
Instrument	9011
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	885 MOUNT CARMEL RD CABOT AR 720238358, CABOT, AR 72023-8358

Mortgage

Document Number	9012
Date	Sep 13, 2017
Instrument	9012

Lender

Name	FIRST AR BK&TR
Type	Bank
Address	JACKSONVILLE, AR 72078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 12, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated October 1, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,840 (-) Land $8,540 Building $44,300	$264,200 (-) Land $42,700 Building $221,500
2024	$2,189.00 (-3.31%)
2023	$2,264.00 Homeowner's exemption	$52,840 Land $8,540 Building $44,300	$264,200 Land $42,700 Building $221,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850201081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 32% of Arkansas
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
First Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35

May also be available at this address: Xfinity, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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